Volume Discounts
We can offer you a lower rate when your monthly sales exceed $3,000 and you've been a PayPal member more than 90 days. After you have created a business account, please fill out a one-time application, subject to approval. Apply Now
Pricing - PayPal
Paypal Merchant Fees Prices below apply to both domestic and international payments in US dollars.
Standard Merchant Services
5.4% + $0.30 USD
PER TRANSACTION
(Discounted Rates Available)- NO SETUP FEE
- NO MONTHLY FEE
- NO CANCELLATION FEE
View All Discounts
Discounts
| YOUR MONTHLY SALES | YOUR FEE PER TRANSACTION | EXAMPLES |
|---|---|---|
| $0,00 USD - $3,000.00 USD | 5.4% + $0.30 USD | $5.70 fee on a $100 sale |
| $3,000.01 USD - $10,000.00 USD | 4.9% + $0.30 USD | $5.20 fee on a $100 sale |
| $10,000.01 USD - $100,000.00 USD | 4.7% + $0.30 USD | $5.00 fee on a $100 sale |
| >$100,000.00 USD | 4.4% + $0.30 USD | $4.70 fee on a $100 sale |
Micropayment Discounts
If your transactions typically average less than $10, you could save money with our "5% plus 5¢" rate. Here's an example for a business that usually accepts $2 payments. If you already have a PayPal account, apply here for a discounted rate.
| MICROPAYMENTS (5% PLUS 5¢) | STANDARD RATE (5.4% plus 30c) | |
|---|---|---|
| Average payment | $2.00 | $2.00 |
| Your transaction fee | $0.15 | $0.41 |
| Total cost for 100 payments | $15.00 | $40.80 |
View All Fees
Additional Fees
Currency Conversion: There’s an additional 3.5% charge for any currency conversion.
Chargeback Fee: $20
Uncaptured Authorization: $0.30 per uncaptured authorization
Refund Fee: Fixed fee portion of the original transaction fee.
ADDITIONAL Merchant Services
-
Issue Rebates and Commissions
Faster and easier than check runs. Mass Payments
- FREE
SETUP
- FREE
MONTHLY
- 2% of total
(capped at $1 per payment*)
FAQs
How much does it cost to open a PayPal Business Account?
It's free to sign up for an account. PayPal merchant account fees only apply to transactions—which means you only start paying when you start selling. There are no set-up costs, monthly fees, or cancellations fees.
I've seen lower rates elsewhere. Why should I choose PayPal?
It's important to look at the TOTAL cost of processing credit cards. Other companies often publish discounted "show" rates, but you still get hit with cancellation charges, extra fees for accepting reward cards and corporate cards, and so on. We're upfront with you about all our fees.
Will my customers pay any fees?
It's free to pay with PayPal. There is a 3.5% charge for any currency conversion. See our Consumer Fees Page.
Do I qualify for a discount?
It's worth finding out. Businesses often save money with our lower rates. Discounts apply to businesses with larger sales volumes or smaller transactions. See Discounts.
Does it cost any extra to withdraw money from my PayPal account?
There’s no charge to withdraw money from your PayPal balance to your US bank account. Withdraw your money now.