PayPal charges Premier and Business accounts to receive payments. Personal accounts are free, but may not receive debit or credit card payments.
|Personal account||Premier/Business account|
|Open an account||Free||Free|
|Multiple currency transactions||Exchange rate includes a % fee**||Exchange rate includes a % fee**|
** If your transaction involves a currency conversion, it will be completed at a retail foreign exchange rate determined by PayPal, which is adjusted regularly based on market conditions. This exchange rate includes a % spread above the wholesale exchange rate at which PayPal obtains foreign currency, and the spread is retained by PayPal. The specific exchange rate that applies to your multiple currency transaction will be displayed at the time of the transaction.
Quoted fees are inclusive of all applicable taxes; however, other taxes or costs may exist that are not paid through PayPal or imposed by us. You are liable for any telephone charges and any charges made by your internet service provider or similar or associated charges as a result of the use by you of the PayPal Service.