Pay, send, and save smarter

Headphones on a rug.
pay
smarter

Shop in stores and online

Tap to pay in stores with the PayPal Debit Card1 and earn rewards2 online with PayPal checkout.

Get rewards from the brands you love

  • Adidas

  • Sony

  • Instacart

  • 1-800 flowers.com

  • Origins

  • Nobull

  • Ticketmaster

7%back

Get hundreds of offers.2

Browse Offers
Check offers for details. Terms and exclusions apply.

+5%back

Also get 5% on purchases in your monthly category3 when you check out with your PayPal Debit Card.

Get the Debit Card
Rewards earned on up to $1000 of selected category spend per month. Rewards earned as points can be redeemed for cash or other options. Terms apply.

  • Apparel

  • Restaurants

  • Rideshare and Public Transit

  • Groceries

  • Fuel

Pay now or pay over time.

It’s your choice.

Pay in 4

interest-free

payments

Paid every two weeks. No late fees. Won't affect your credit score to apply.4

Learn About Pay in 4

Pay Monthly in 3,

6, 12, or 24

payments

With $0 down.

No sign-up fees or late fees.5

Learn About Pay Monthly

Pay Monthly

in store5

Buy an item in store you’d like to purchase now but would prefer to pay for over time.

Learn About Pay Monthly In Store

Pay with the PayPal Cashback Mastercard®

Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases.6

Apply for the Credit Card

Special financing with the PayPal Credit Card

Enjoy special financing on all purchases of $149+ everywhere PayPal or Mastercard is accepted.7

Learn More

Safety and privacy are our priority

Your payments are encrypted and we don’t share your full financial info

See How You're Safe
send
smarter

Send money to just about anyone, anywhere8

save
smarter

Make your money
work harder.
It’s easy. Really easy.

Get 3.40% APY11 with your PayPal Savings account

It's free to set up, FDIC insured with and held at Synchrony Bank–and you can roll in all the rewards you earn with PayPal so you earn even more.

Start Saving
PayPal is a financial technology company, not a bank, and is not FDIC-insured. FDIC insurance protects against the failure of Synchrony Bank, Member FDIC, not the failure of PayPal. Any cryptocurrencies you hold in your PayPal account are not deposits, are not eligible for pass-through FDIC insurance and may lose value.

Get the PayPal app