Because you deserve something a bit extraordinary.
You must have a PayPal account in order to apply for a PayPal Extras Mastercard account. When you click “Apply Now”, you will be prompted to log in to your PayPal account. If you do not currently have a PayPal account, you will need to open one to apply.
Get 3 points per $1 spent on gas and restaurant purchases
Get 2 points per $1 spent on PayPal and eBay purchases
Get 1 point per $1 spent on other Mastercard purchases
Redeem for gift cards for restaurants, gas, retail and more
Cash points in for merchandise ranging from housewares to electronics and sports equipment
Get $50 cash back, credited into your PayPal balance
Receive a travel voucher for future airfare, hotel or car rental
Double the original manufacturer's or store brand warranty for up to one year when you purchase using your PayPal Extras Mastercard.
If you buy an item with your card and the price drops within 60 days, you may be reimbursed for the difference.
You’ll get ID theft alerts, credit card replacement and ID Theft Affidavit assistance if you’re the victim of identity theft — at no cost to you.
EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.
Finally, the rewards and benefits you deserve.
You must have a PayPal account in order to apply for a PayPal Extras Mastercard account. When you click “Apply Now,” you will be prompted to log in to your PayPal account. If you do not currently have a PayPal account, you will need to open one to apply.
†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
*Purchases subject to credit approval. Accrued Reward Points that are not redeemed will be forfeited 24 months (2 years) after they were first accrued or if there are no purchases for 24 consecutive months. See Rewards Program Terms for details and other reasons why accrued Reward Points may be forfeited. Note: Without an active PayPal account to which your Card is linked, you will not be able to (1) use the Card to make purchases through PayPal; (2) earn rewards on PayPal purchases; (3) redeem rewards online or in a form other than statement credit; and (4) take advantage of online account management, make payments online or receive online statements. You will only be able to redeem rewards in the form of a statement credit by calling the number on the back of your card.
**For New Accounts: Variable Purchase APR is 21.24% or 25.24%. The APRs are accurate as of 1/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.
The PayPal Extras Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.