We make it easy with more time to pay.

Go Faster

Get in gear.

When the time is right to make a purchase, you can’t wait. That’s why PayPal Credit is here – to help you get the gear you need, right when you need it. And, with flexible payment options, PayPal Credit lets you choose the road that’s right for you.

Build Something

We’re elevating online payments.

With more time to pay, there’s more time to enjoy the upside of life and build something you’ll be proud of. When you shop online, you want to be sure you’re getting convenient, secure service and quality products. Shop with PayPal Credit, and that high standard extends to your payments.

Pay How You Want

Power over your payments.

When you shop with PayPal Credit, you can take advantage of special offers along with convenient financing options. That gives you the power to make predictable monthly payments or enjoy a more flexible schedule – simply choose the plan that works for you.

Pay your way.

Did you know PayPal Credit helps you with flexible payment options allowing you to pay over time?
Our financing options mean you can buy with the power to pay as you choose and still enjoy the security and reliability of PayPal.
Subject to credit approval.

Financing to give you flexibility.


The best time to pay is when it’s right for you. So, when you check out with PayPal and choose PayPal Credit, look for special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more.

NOTE: With our No Payments + No Interest offers, interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within the duration of the offer. See terms

Watch How Financing Works

Make payments with no surprises.


Easy Payments with PayPal Credit lets you get what you want, when you want it, and budget your payments as you go. You choose the monthly payment amount and length of time that works for you, so you can pay with peace of mind. We’ll notify you when each monthly payment is due, so all that’s left to do is enjoy your purchase.

Available at participating retailers. See terms.

Watch How Easy Payments Works

It all adds up.

Take advantage of the flexibility, convenience, security and enjoyment of PayPal and PayPal Credit to get the best shopping experience around.

Apply Now