We make it easy with more time to pay.

Get What You Want

Get it now, pay for it later.

PayPal Credit is a convenient, revolving line of credit that you can use virtually anywhere PayPal is accepted. The funds are available when you need them, so you can make purchases without delay and enjoy more time to pay.

Get Out

Explore more.

With more convenience, more security and more time to pay, PayPal Credit helps you get more from life. We’ll even help you keep your budget on the right path with special financing offers. All so you can get out from behind the desk and enjoy life under the stars.

Get Ready

Welcome whatever life brings.

Big news can often mean big purchases, but that doesn’t have to mean big payments. When you shop with PayPal Credit, you can break your payments up over time using Easy Payments with PayPal Credit, or enjoy more time to pay with special financing offers. Use PayPal Credit online or in store to find just the right things for whatever life brings.

Pay your way.

Did you know PayPal Credit helps you with flexible payment options allowing you to pay over time?
Our financing options mean you can buy with the power to pay as you choose and still enjoy the security and reliability of PayPal.
Subject to credit approval.

Financing to give you flexibility.


The best time to pay is when it’s right for you. So, when you check out with PayPal and choose PayPal Credit, look for special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more.

NOTE: With our No Payments + No Interest offers, interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within the duration of the offer. See terms

Watch How Financing Works

Make payments with no surprises.


Easy Payments with PayPal Credit lets you get what you want, when you want it, and budget your payments as you go. You choose the monthly payment amount and length of time that works for you, so you can pay with peace of mind. We’ll notify you when each monthly payment is due, so all that’s left to do is enjoy your purchase.

Available at participating retailers. See terms.

Watch How Easy Payments Works

It all adds up.

Take advantage of the flexibility, convenience, security and enjoyment of PayPal and PayPal Credit to get the best shopping experience around.

Apply Now