Enjoy the magic of more time.

Get Out

Explore more.

With more convenience, more security and more time to pay, PayPal Credit helps you get more from life. We’ll even help you keep your budget on the right path with special financing offers. All so you can get out from behind the desk and enjoy life under the stars.

Relax

Breathe easy.

When you just need to take a break from it all, book a day at the spa and use PayPal Credit to pay for it. You’ll get more time to relax with special financing offers that give you more time to pay. Plus, there’s less stress with a simple way to manage your payments, built right into your PayPal account. And the final sigh of relief, knowing you’re getting the safety and security you’ve come to expect from PayPal.

Get What You Want

Get it now, pay for it later.

PayPal Credit is a convenient, revolving line of credit that you can use virtually anywhere PayPal is accepted. The funds are available when you need them, so you can make purchases without delay and enjoy more time to pay.

Buying now and paying later.
That’s the magic of more time.

When you need to buy something, you don’t want to wait. With PayPal Credit, you can enjoy special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more. Buying with the power to pay as you choose and still enjoying the security and reliability of PayPal...now that’s magic

Interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months. Subject to credit approval. See terms.

Get a credit decision in seconds

Answer 2 quick questions: your birth date and your Social Security number. You’ll know within seconds if you are approved. PayPal Credit will automatically be added to your PayPal account.

No Annual Fee

The comfort buying now and paying over time right from your PayPal wallet has the added benefit of no annual fee. The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest charge is $2.00.

Easy account management

Whether you are on your computer or on your mobile device, PayPal Credit gives you the flexibility to check your statements, make payments and more right from your PayPal account.

Presto.

The flexibility, convenience, security and enjoyment of PayPal and PayPal Credit gives you the best shopping experience around. That’s the magic of more time.

Apply Now