We make it easy with more time to pay.

Find Inspiration

Try something new.

When you get more time to pay, the possibilities are endless. PayPal Credit lets you get what you want out of life with more time to pay. You can use your credit line virtually everywhere PayPal is accepted, so there’s nothing holding you back.

Relax

Breathe easy.

When you just need to take a break from it all, book a day at the spa and use PayPal Credit to pay for it. You’ll get more time to relax with special financing offers that give you more time to pay. Plus, there’s less stress with a simple way to manage your payments, built right into your PayPal account. And the final sigh of relief, knowing you’re getting the safety and security you’ve come to expect from PayPal.

Save The Day

Money well sent.

With PayPal Credit, the funds you need are there whenever you need them. So you can pay the contractor, cover emergencies, or be there for a loved one – even when you’re miles away. All you need is an email address or mobile phone number to send money with the ease and security of PayPal. Plus, when you send money with PayPal Credit, they get paid immediately, and you can pay now, or pay over time. A flat fee of 2.9% + $0.30 US dollars (USD) per transaction is included. Learn more.

Pay your way.

Did you know PayPal Credit helps you with flexible payment options allowing you to pay over time?
Our financing options mean you can buy with the power to pay as you choose and still enjoy the security and reliability of PayPal.
Subject to credit approval.

Financing to give you flexibility.


The best time to pay is when it’s right for you. So, when you check out with PayPal and choose PayPal Credit, look for special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more.

NOTE: With our No Payments + No Interest offers, interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within the duration of the offer. See terms

Watch How Financing Works

Make payments with no surprises.


Easy Payments with PayPal Credit lets you get what you want, when you want it, and budget your payments as you go. You choose the monthly payment amount and length of time that works for you, so you can pay with peace of mind. We’ll notify you when each monthly payment is due, so all that’s left to do is enjoy your purchase.

Available at participating retailers. See terms.

Watch How Easy Payments Works

It all adds up.

Take advantage of the flexibility, convenience, security and enjoyment of PayPal and PayPal Credit to get the best shopping experience around.

Apply Now