plug electricity, plug, power hammer hammer, tool, config leaf leaf rattle rattle, baby, toy teepee teepee, hut plane plane, airplane, jet guitar guitar, lira gift gift, present flower flower, plant cycle cycle full-calendar full-calendar shopping-bag shoppin bag location-watch watch, smartwatch misc-arrow arrow, right media-replay replay, reload, refresh misc-simple-check simple check, ok, tick misc-gas gas, pump action-browse-discover-view browse, discover, view action-cart-shop cart, shop action-delete-trash delete, trash action-download download action-exchage exchage action-flag-alert flag, alert action-back-return-arrow back, return, arrow action-previous previous, back action-top top, up action-forward-arrow forward, arrow action-message message action-search search action-send-fast-paper-plane send, fast, paper, plane action-share-export share, export action-sign-fill sign, fill, contract, document, edit, file, page, paper, pen action-transfer transfer action-upload upload circle circle feature-heart-like-favorite heart, like, favorite feature-lock-secure lock, secure feature-lock lock feature-protection-umbrella protection, umbrella feature-secure-unlock secure, unlock feature-secure-unlocked secure, unlocked feature-smart smart feature-star-bookmark-favorite star, bookmark, favorite location-browser browser location-cloud-weather cloud, weather location-credit-card credit, card location-day day location-document document location-moon forecast, moon, night, weather location-history history location-home home location-inbox inbox location-menu menu location-smartphone smartphone location-tablet tablet location-user-profile user, profile location-wallet wallet location-world-ww world wide web, www media-airplay airplay media-audio-media-music-record-recording-records audio, media, music, record, recording, records media-camera-video camera, video media-mute mute media-play-next-filled play, next, filled media-play-next play, next media-radio radio media-rewind rewind media-forward forward media-volume volume misc-achievement-cup achievement, cup misc-add add misc-alarm-notification-bell alarm, notification, bell misc-archive-copy-document-documents-file-files archive, copy, document, documents, file, files misc-archive-copy-document-documents-file-files2 archive, copy, document, documents, file, files misc-arrow-ccw-back-history-left-repeat-restart-revert arrow, ccw, back, history, left, repeat, restart, revert misc-arrow-cw-forward-media-previous-redo-refresh arrow, cw, forward, media, previous, redo, refresh misc-bag-breafcase-bussiness-document-portfolio bag, breafcase, bussiness, document, portfolio misc-ball-sport ball, sport misc-battery battery misc-binder binder misc-charge charge misc-check check misc-cloude cloude misc-coffee coffee misc-config config misc-cube cube misc-database database misc-empty empty misc-flash-light flash, light misc-idia-lightbulb idia, lightbulb misc-magnet magnet misc-maps-base-coordinates-direction-find-folding-gps maps, base, coordinates, direction, find, folding, gps misc-pen pen misc-print print misc-remove remove misc-status status misc-windows windows misc-monitor monitor misc-stopwatch stopwatch util-access access util-alarm-bell alarm, bell util-alarm alarm util-atm-key-pad atm, key, pad util-bookmark-book bookmark, book util-bookmark bookmark util-box box util-calculator calculator util-calendar calendar util-camera-photo camera, photo util-chat chat util-data-analysis-analytics-bar-business-chart-charts data, analysis, analytics, bar, business, chart, charts util-info info util-learn learn util-link-connect link, connect util-mail-message mail, message util-map-pin-location map, pin, location util-open-mail-empty open, mail, empty util-open-mail open, mail util-config-wheel config, wheel util-settings settings util-sizer sizer util-speech speech util-time-clock time, clock util-time-sensitive time, sensitive web-cake-birthday cake, birthday web-calendar calendar web-dollar dollar web-faster-checkout faster, checkout web-send-and-receive send, and, receive web-woman woman web-no-extra-cost no, extra, cost logo-android-robot android, robot logo-apple apple logo-paypal paypal logo-kitsune kitsune, fox - Don't use this! :) misc-twoseven twoseven, percent misc-cards cards, all payment types misc-chat chat, bubbles, text misc-notes notes

A business loan you repay with a share of your sales.

To apply, just process your business payments with PayPal for at least 3 months and have $20,000+ in PayPal sales within 12 months.*


Flexible payments

Repay your loan with a share of your daily sales so that managing your cash flow is easier. (Minimum payment required.)**


Get funding in minutes

Sign-up and approval takes minutes and your loan is securely transferred to your PayPal account automatically.


No credit check required

No time-consuming check of your financial history — your loan is based on your PayPal sales.


Pay one affordable fixed fee

You pay no periodic interest. Instead you pay one affordable fixed fee that you know when you sign up.

*PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, a Utah-chartered Industrial Bank, member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 3 months and process between $20,000 and $10 million within those 3 months or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.

**At least 10% of the total of the original loan amount + loan fee is due every 90 days, up to 540 days, or until the loan is paid in full, whichever first occurs. See Terms and Conditions for details.

We take care of payments, so you can run your business.

One partner for all the ways people pay

Our payments technology lets you accept credit cards, debit cards, and PayPal payments via mobile devices, computers, and storefronts.

The best checkout experience

Customers log in once and then don't need to re-enter their password, payment information, or shipping details. It can help you increase conversion up to 70%.1

Credit for you and your customers

A PayPal Working Capital business loan can help businesses scale2, while PayPal Credit gives your customers the flexibility to pay over time.3

Help when you need it – from a real human

Get answers and support from a trained professional at the other end of the phone, not from an email.

Online payments built for business at every scale.

When you offer PayPal at checkout you will benefit from more transactions and more spend per customer. From there it’s easy to scale PayPal solutions to fit any business, from start-ups to the world’s largest retailers.

2.9% + $0.30 per transaction and no monthly fee

Accept credit cards + PayPal

Accept Credit Cards + PayPal

With PayPal credit card processing you can accept all major payment types from your customers right on your site. Simple checkout buttons or fully customized online checkouts enable scalable solutions for businesses of any size.

Learn more about PayPal online payments


Checkout with PayPal

Add PayPal to Your Checkout

If you already offer credit cards, add PayPal to your checkout. Express Checkout is optimized for any device and is trusted by 148+ million PayPal users. The button can be added to any site within minutes and can benefit any business.

Learn about PayPal Express Checkout
See a demo of a checkout enabled by PayPal:
Explore our Demo Center

Always ready to make a sale.

Maximize your sales opportunities in store or on the go with PayPal Here, our mobile payment solution. Simply and securely accept multiple forms of payment anytime, anywhere - credit cards, debit cards, and (of course) PayPal. You can also record your cash and check payments.
2.7% per US swipe transaction

PayPal Here

Start accepting payments on your iPhone, iPad or most Android phones with our app and card reader. With no long-term commitments and live customer support it’s quick and easy to start getting paid.

Learn about PayPal Here

Partner POS Solutions

From supporting multiple locations to inventory management to reservations, our partner solutions cover your unique business needs.

Learn about Partner POS Solutions

Learn how other businesses use PayPal to help them sell more online and offline.

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Businesses that use PayPal can sell more.


Increase in total customers


Increase in total customer spend


More transactions per customer


More spend per customer

Invoice fast. Get paid faster.

PayPal lets you create and send detailed invoices in minutes using free templates customized with your logo. Get paid faster with built-in payment options to accept credit cards, PayPal, and customer financing and record cash and check payments.

2.9% + $0.30 per transaction and no monthly fee

Learn about PayPal Online Invoicing

PayPal's invoicing is one of my favorite features. Before I used it, collecting money seemed to take forever, but not anymore.

- Scott Hawkins, CPROK

All of your PayPal business services in one simple account.

Sign Up For PayPal

Learn more about business solutions

Sign up: 1-866-784-3769

Merchant Services and Business Products