We've done the research to bring together powerful, yet easy-to-use tools that can help you build, run, and grow your business quickly. Choose the right box for your business, so you can:
*Subject to eligibility and credit approval. The lender for PayPal Business Loan and PayPal Working Capital is WebBank, Member FDIC.
Mobile & in-store payments 2.7%per US swipe3.5% + $0.15 for keyed sales
Online payments & invoicing 2.9%+ $0.30per transaction within the US
PayPal checkout comes with PayPal Credit built in. A proven way to help you sell more by offering customers easy financing options while you get paid upfront.
PayPal Working Capital gives eligible PayPal businesses access to the capital they need to stock up on inventory, expand operations, purchase equipment, or cover expenses. Applying takes just minutes - with no credit check required.2
1PayPal Credit is subject to consumer credit approval.
2PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 90 days and process between $15,000 (or for premier accounts $20,000) and $20 million within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.