Sign up with PayPal and you may be eligible for a business loan.
Sign Up For PayPalSign up: 1-855-787-9088
Support: 1-888-221-1161
PayPal Working Capital is a business loan you repay when you get paid. To apply just process your payments with PayPal for at least 3 months and sell $20,000+ per year.*
Repay your loan balance using a share of your sales. On a day with no sales, you pay nothing for that day.
Sign-up and approval takes minutes and your loan is securely transferred to your PayPal account automatically.
No time-consuming check of your financial history — your loan is based on your PayPal sales.
You pay no periodic interest. Instead you pay one affordable fixed fee that you choose when you sign up.
*PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, a Utah-chartered Industrial Bank, member FDIC. To apply for PayPal Working Capital, your business must be with PayPal for at least 3 months and process between $20,000 and $1.2 million with PayPal in the prior 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.
When you offer PayPal at checkout you will benefit from more transactions and more spend per customer. From there it’s easy to scale PayPal solutions to fit any business, from start-ups to the world’s largest retailers.
2.9% or lower + $0.30 per transaction and no monthly fee
With PayPal credit card processing you can accept all major payment types from your customers right on your site. Simple checkout buttons or fully customized online checkouts enable scalable solutions for businesses of any size.
Learn more about PayPal online paymentsor
If you already offer credit cards, add PayPal to your checkout. Express Checkout is optimized for any device and is trusted by 148+ million PayPal users. The button can be added to any site within minutes and can benefit any business.
Learn about PayPal Express CheckoutMaximize your sales opportunities in store or on the go with PayPal Here, our mobile payment solution. Simply and securely accept multiple forms of payment anytime, anywhere - credit cards, debit cards, and (of course) PayPal. You can also record your cash and check payments.
2.7% per US swipe transaction
Start accepting payments on your iPhone, iPad or most Android phones with our app and card reader. With no long-term commitments and live customer support it’s quick and easy to start getting paid.
Learn about PayPal HereFrom supporting multiple locations to inventory management to reservations, our partner solutions cover your unique business needs.
Learn about Partner POS SolutionsOur partners provide all-inclusive ecommerce solutions to help you create your online store.
Increase in total customers
Post PayPal Integration
Increase in total customer spend
Post PayPal Integration
More transactions per customer
PayPal vs Total Customers
More spend per customer
PayPal vs Total Customers
Nielsen Online Buyer Insights, 52 weeks pre-/post-PayPal integration. Study completed November 2013.
PayPal lets you create and send detailed invoices in minutes using free templates customized with your logo. Get paid faster with built-in payment options to accept credit cards, PayPal, and customer financing and record cash and check payments.
2.9% or lower + $0.30 per transaction and no monthly fee
PayPal's invoicing is one of my favorite features. Before I used it, collecting money seemed to take forever, but not anymore.- Scott Hawkins, CPROK
All of your PayPal business services in one simple account.
Learn more about business solutions
Sign up: 1-855-787-9088
Support: 1-888-221-1161
For $30/month you can upgrade to PayPal Payments Pro and also:
You can always upgrade after sign-up.
Prefer to talk to someone? Call 1-855-477-5686