Get started with PayPal. Here’s how:

Create your account

Start with your email and phone number. Then create a password. We’ll walk you through it.

Set up your PayPal Debit Card1

Pick your monthly cash back category. Pay online and in stores. Earn 5% cash back on up to $1,000 spent in your cash back category per month.2

Link your bank

Add money to your PayPal balance3 so you’re ready to shop, send, and save.

Make sure you’ve got the app

Pay, send, and save smarter on the go. And stay in control of your money with tracking, alerts, security features, and more.

Get even more out of PayPal

Earn cash back on purchases

Discover online offers from brands you love in the app.4 If it’s in your monthly category, check out with PayPal and use your PayPal Debit Card1 and add 5% cash back2 on top.

Check out with more choices

Load your PayPal app with your cards and banks, and skip entering your info every time you pay. Or pay right from your PayPal balance with the PayPal Debit Card.1 Need some extra time? Choose one of our Pay Later options.

Send and receive

money with confidence

  • Join the millions who trust PayPal to send to friends across the globe.⁵

  • Send money fast to just about anyone in 110+ countries. All you need is their name, email, or phone number.

  • Your money is available as soon as it hits your PayPal balance.³ Use it to shop, pay bills, donate, transfer to your bank, and more.

Pay it safe with built-in security

Your transactions are encrypted. Plus, we've got your back on eligible purchases with PayPal Purchase Protection.6

Frequently asked questions

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.