PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

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Last Updated: 14, September 2020

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same country/territory.

International:A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different countries/territories. Certain countries are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Country/Territory Grouping Table.

International euro (EUR) or Swedish krona (SEK) transactions where both the sender and the receiver are registered with or identified by PayPal as resident in the European Economic Area (EEA) are treated as domestic transactions for the purpose of applying fees.

Country Code Table: We may refer to two-letter country/territory codes throughout our fee pages. For a complete listing of PayPal country codes, please access our Country Code Table.

Relevant Countries/
Territories

Rates published below apply to PayPal accounts of residents of the following countries/territories:

Countries/Territories list

United Kingdom
(UK)		Gibraltar
(GI)		Jersey
(JE)		Romania
(RO)
Bulgaria
(BG)		Greece
(GR)		Latvia
(LV)		San Marino
(SM)
Cyprus
(CY)		Guernsey
(GG)		Liechtenstein
(LI)		Slovakia
(SK)
Czech Republic
(CZ)		Hungary
(HU)		Lithuania
(LT)		Slovenia
(SI)
Estonia
(EE)		Isle of Man
(IM)		Malta
(MT)

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Commercial Transaction Rates

When you buy or sell goods or services, receive payments through QR Codes, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Country/Territory of recipient’s addressRate
Commercial Transactions – GG, GI, IM, JE, & UK2.90% + fixed fee
Commercial Transactions - Any other relevant country/territory3.40% + fixed fee
QR Code Transactions – UK1.50% + fixed fee
QR Code Transactions – CY, CZ, EE, GR, HU, LV, MT, SI, & SK0.90% + fixed fee

Merchant rate for receiving domestic transactions

Subject to eligibility, application approval by PayPal and the terms of the user agreement, this rate will apply to all domestic commercial transactions. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our user agreement for more details.

Country/Territory of recipient’s addressAggregate monetary amount of commercial
transactions received in the previous calendar month		Rate
Czech Republic0.00 – 70,000.00 CZK3.40% + fixed fee
70,000.01 – 280,000.00 CZK2.90% + fixed fee
280,000.01 – 1,500,000.00 CZK2.70% + fixed fee
1,500,000.01 – 3,000,000.00 CZK2.40% + fixed fee
3,000,000.00+ CZK1.90% + fixed fee
Gibraltar, Guernsey, Isle of Man, Jersey & United Kingdom (UK)Any amount2.90% + fixed fee
Hungary0.00 – 700,000.00 HUF3.40% + fixed fee
700,000.01 – 2,500,000.00 HUF2.90% + fixed fee
2,500,000.01 – 12,500,000.00 HUF2.70% + fixed fee
12,500,000.01 – 25,000,000.00 HUF2.40% + fixed fee
25,000,000.00+ HUF1.90% + fixed fee
Liechtenstein0.00 – 4,000.00 CHF3.40% + fixed fee
4,000.01 – 16,000.00 CHF2.90% + fixed fee
16,000.01 – 80,000.00 CHF2.70% + fixed fee
80,000.01 – 160,000.00 CHF2.40% + fixed fee
160,000.00+ CHF1.90% + fixed fee
Any other relevant country/territory0.00 – 2,500.00 EUR3.40% + fixed fee
2,500.01 – 10,000.00 EUR2.90% + fixed fee
10,000.01 – 50,000.00 EUR2.70% + fixed fee
50,000.01 – 100,000.00 EUR2.40% + fixed fee
100,000.00+ EUR1.90% + fixed fee

Receiving international transactions

The fee for receiving domestic commercial and QR Code transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Where sender’s country/territory isFee
Canada & US2.00%
Europe I0.50%
Europe II2.00%
Northern Europe0.50%
Rest of the world2.00%

Fixed fee for commercial transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.30 GBP
US dollar0.30 USD

Fixed fee for QR Code transactions (based on currency received)

CurrencyFee
Australian dollar0.10 AUD
Brazilian real0.20 BRL
Canadian dollar0.10 CAD
Czech koruna3.00 CZK
Danish krone0.70 DKK
Euro0.10 EUR
Hong Kong dollar0.80 HKD
Hungarian forint30.00 HUF
Israeli new shekel0.40 ILS
Japanese yen12.00 JPY
Malaysian ringgit0.70 MYR
Mexican peso2.00 MXN
CurrencyFee
New Taiwan dollar3.00 TWD
New Zealand dollar0.15 NZD
Norwegian krone1.00 NOK
Philippine peso5.00 PHP
Polish zloty0.50 PLN
Russian ruble3.00 RUB
Singapore dollar0.20 SGD
Swedish krona1.00 SEK
Swiss franc0.10 CHF
Thai baht4.00 THB
UK pounds sterling0.10 GBP
US dollar0.10 USD

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Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

TransactionRate
UK 1.40% + fixed fee
Elsewhere1.90% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international commercial transactions.

Fixed fee for charity transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.30 USD

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Advanced Credit and Debit Card Payments

Use of Advanced Credit and Debit Card Payments is subject to eligibility, application, approval by PayPal and your acceptance of the terms of your country’s/territory’s PayPal Online Card Payment Services Agreement. These rates will apply to all commercial transaction card payments received using Advanced Credit and Debit Card Payments (not as part of the New Checkout Solution). Any reference to “fixed fee” means the fixed fee for commercial transactions.

Receiving domestic transactions using Advanced Credit and Debit Card Payments - UK, JE, GG, GI & IM

Payment typeRate
Blended Pricing Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• 1.20% + fixed fee
    Interchange Plus Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• Interchange Fee + 1.20% + fixed fee
    American Express card types3.50%

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving domestic transactions using Advanced Credit and Debit Card Payments - Elsewhere

    If you receive the payment as:Rate
    Blended Pricing Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• 1.90% + fixed fee
    Interchange Plus Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• Interchange Fee + 1.90% + fixed fee
    American Express card types3.50%

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving international transactions using Advanced Credit and Debit Card Payments

    The fee for receiving domestic transactions using Advanced Credit and Debit Card Payments applies plus the additional percentage-based fee for international commercial transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus Fee Structure.

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

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    Alternative Payment Method Rates

    We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.

    For a complete listing of the APMs we support, please see Annex 1 of your country’s APM agreement. You must accept the terms of your country’s APM agreement before receiving APM payments.

    Our Commercial Transaction Rates apply when you receive APM funded payments. Additionally, if you are using the New Checkout Solution, a reduced rate may apply.

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    New Checkout Solution

    These rates apply to all commercial transaction payments received in your PayPal account when using the New Checkout Solution. Any reference to “fixed fee” means the fixed fee for commercial transactions. Use of the New Checkout Solution is subject to eligibility, application, approval by PayPal and the terms relating to the New Checkout Solution in the User Agreement.

    If you receive card payments using Advanced Credit and Debit Card Payments as part of the New Checkout Solution, the fees for Advanced Credit and Debit Card Payments apply.

    Receiving domestic transactions using the New Checkout Solution - UK, JE, GG, GI, & IM

    Payment typeRate
    Card funded payment from a user of our Basic Credit and Debit Card Payments1.20% + fixed fee
    Alternative Payment Methods funded payment1.20% + fixed fee
    Other PaymentsCommercial Transaction rates apply

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving domestic transactions using the New Checkout Solution - Elsewhere

    If you receive the payment as:Rate
    Card funded payment from a user of our Basic Credit and Debit Card Payments1.90% + fixed fee
    Alternative Payment Methods funded payment.1.90% + fixed fee
    Other PaymentsCommercial Transaction rates apply

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving international transactions using the New Checkout Solution

    The fee for receiving domestic transactions using the New Checkout Solution applies plus the additional percentage-based fee for international commercial transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus Fee Structure.

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    PayPal Here Rates (applicable for UK, GG, GI, JE, & IM only)

    Our PayPal Here solution is ideal for getting you paid while on the go or bringing the checkout experience directly to your customer anywhere or at any time.
    Use of PayPal Here is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Here agreement. These rates will apply to all commercial transaction payments received using PayPal Here.

    Standard rate for receiving domestic transactions using PayPal Here

    Payment typeRate
    Blended Pricing Fee Structure:
    Visa, MasterCard, Maestro, or American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		2.75%
    Blended Pricing Fee Structure:
    Visa, MasterCard, Maestro, or American Express card payment made :
    • as a Keyed Transaction; or
    • by swiping the card’s magnetic stripe
    		3.40% + 0.20 GBP
    Interchange Plus Fee Structure:
    Visa, MasterCard or Maestro card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		Interchange fee + 2.5%
    Interchange Plus Fee Structure:
    American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		2.75%
    Interchange Plus Fee Structure:
    Visa, MasterCard or Maestro card payment made:
    • as a Keyed Transaction; or
    • by swiping the card’s magnetic stripe
    		Interchange fee + 3.15% + 0.20 GBP
    Interchange Plus Fee Structure:
    American Express card payment made:
    • as a Keyed Transaction; or
    • by swiping the card’s magnetic stripe
    		3.40% + 0.20 GBP
    Other PayPal Here Fee Structure:
    • Payments from another PayPal account via PayPal Location Based Payments Functionality
    		2.75%

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Merchant rate for receiving domestic PayPal Here transactions

    Subject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our PayPal Here Agreement for more details.

    Payment typeAggregate monetary amount of PayPal Here transactions and
    commercial transactions received in the previous calendar month    		Rate
    Blended Pricing Fee Structure:
    Visa, MasterCard, Maestro, or American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		0.00 – 1,500.00 GBP2.75%
    1,500.01 – 6,000.00 GBP1.75%
    6,000.01 – 15,000.00 GBP1.50%
    15,000.01 + GBP1.00%
    Blended Pricing Fee Structure:
    American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		Any2.75%
    Blended Pricing Fee Structure:
    Visa, MasterCard, Maestro, or American Express card payment made:
  • as a Keyed Transaction; or
  • by swiping the card’s magnetic stripe
    		• Any3.40% + 0.20 GBP
    Interchange Plus Fee Structure:
    Visa, MasterCard or Maestro card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		0.00 – 1,500.00 GBPInterchange fee + 2.5%
    1,500.01 – 6,000.00 GBPInterchange fee + 1.5%
    6,000.01 – 15,000.00 GBPInterchange fee + 1.25%
    15,000.01 + GBPInterchange fee + 0.75%
    Interchange Plus Fee Structure:
    American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		Any2.75%
    Interchange Plus Fee Structure:
    Visa, MasterCard or Maestro card payment made:
  • as a Keyed Transaction; or
  • by swiping the card’s magnetic stripe
    		• AnyInterchange fee + 3.15% + 0.20 GBP
    Interchange Plus Fee Structure:
    American Express card payment made:
  • as a Keyed Transaction; or
  • by swiping the card’s magnetic stripe
    		• Any3.40% + 0.20 GBP
    Other PayPal Here Fee Structure:
  • Payments from another PayPal account via PayPal Location Based Payments Functionality
    		• 0.00 – 1,500.00 GBP2.75%
    1,500.01 – 6,000.00 GBP1.75%
    6,000.01 – 15,000.00 GBP1.50%
    15,000.01 + GBP1.00%

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Merchant rate for charities receiving domestic PayPal Here transactions

    Subject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our PayPal Here Agreement for more details.

    Payment typeAggregate monetary amount of PayPal Here transactions and
    commercial transactions received in the previous calendar month    		Rate
    Blended Pricing Fee Structure:
    Visa, MasterCard, or Maestro card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		0.00 – 1,500.00 GBP1.50%
    1,500.01 – 6,000.00 GBP1.50%
    6,000.01 – 15,000.00 GBP1.50%
    15,000.01 + GBP1%
    Blended Pricing Fee Structure:
    American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		Any2.75%
    Blended Pricing Fee Structure: Visa, MasterCard, Maestro, or American Express card payment made:
    • as a Keyed Transaction; or
    • by swiping the card’s magnetic stripe
    		Any3.40% + 0.20 GBP
    Interchange Plus Fee Structure: Visa, MasterCard or Maestro card types including the use of:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		0.00 – 1,500.00 GBPInterchange fee + 1.25%
    1,500.01 – 6,000.00 GBPInterchange fee + 1.25%
    6,000.01 – 15,000.00 GBPInterchange fee + 1.25%
    15,000.01 + GBPInterchange fee + 0.75%
    Interchange Plus Fee Structure: American Express card payment made:
    • using the PayPal Here Card Reader’s Chip and Pin, Chip and Signature functionality; or
    • as a Contactless Transaction
    		Any2.75%
    Interchange Plus Fee Structure: Visa, MasterCard or Maestro card payment made:
    • as a Keyed Transaction; or
    • by swiping the card’s magnetic stripe
    		AnyInterchange fee + 3.15% + 0.20 GBP
    Interchange Plus Fee Structure: American Express card payment made:
    • as a Keyed Transaction; or
    • by swiping the card’s magnetic stripe
    		Any3.40% + 0.20 GBP

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving international transactions using PayPal Here

    The fee for receiving domestic transactions using PayPal Here applies plus the additional percentage-based fee for international commercial transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus Fee Structure.

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

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    PayPal Website Payments Pro and Virtual Terminal Rates (applicable for UK, GG, GI, JE, & IM only)

    PayPal’s Website Payments Pro (Pro) and Virtual Terminal (VT) solutions can be integrated into your online and in-person checkout solutions, providing you and your customers with flexibility and security when processing payments. You must accept the terms of your country’s PayPal Online Card Payment Services Agreement before receiving Pro/VT payments.

    Use of Pro and/or VT is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Online Card Payment Services Agreement. These rates will apply to all commercial transaction payments received using Pro and/or VT. Any reference to “fixed fee” for Pro transactions means the fixed fee for Pro transactions. Any references to “fixed fee” for VT transactions means the fixed fee for commercial transactions.

    Receiving domestic transactions using Pro

    Payment typeRate
    Standard PayPal Payment using Express Checkout2.90% + fixed fee
    Blended Pricing Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• 3.40% + fixed fee
    Interchange Plus Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• Interchange Fee + 2.90% + fixed fee

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving domestic transactions using VT

    Payment typeRate
    Standard PayPal Payment using Express Checkout2.90% + fixed fee
    Blended Pricing Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• 1.20% + fixed fee
    Interchange Plus Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• Interchange Fee + 1.20% + fixed fee

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Receiving international transactions using Pro or VT

    The fee for receiving domestic transactions using Pro or VT applies plus the additional percentage-based fee for international commercial transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus Fee Structure.

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Fixed fee for Pro transactions (based on currency received)

    CurrencyFee
    Australian dollar0.30 AUD
    Brazilian real0.60 BRL
    Canadian dollar0.30 CAD
    Czech koruna10.00 CZK
    Danish krone2.60 DKK
    Euro0.35 EUR
    Hong Kong dollar2.35 HKD
    Hungarian forint90.00 HUF
    Israeli new shekel1.20 ILS
    Japanese yen40.00 JPY
    Malaysian ringgit2.00 MYR
    Mexican peso4.00 MXN
    CurrencyFee
    New Taiwan dollar10.00 TWD
    New Zealand dollar0.45 NZD
    Norwegian krone2.80 NOK
    Philippine peso15.00 PHP
    Polish zloty1.35 PLN
    Russian ruble10.00 RUB
    Singapore dollar0.50 SGD
    Swedish krona3.25 SEK
    Swiss franc0.55 CHF
    Thai baht11.00 THB
    UK pounds sterling0.20 GBP
    US dollar0.30 USD

    Other fees for using Pro or VT

    ActivityDescriptionRate
    Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
    Card Account Verification TransactionsFor each account verification request (for all Direct Payment API or Virtual Terminal card account verification transactions (Visa and MasterCard only). For the avoidance of doubt, this does not include Uncaptured Authorization Transactions.0.20 GBP
    Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.0.50% per transaction
    Monthly FeesWebsite Payments Pro (including Express Checkout, Direct Payments API, Virtual Terminal and Fraud Management Filters)20.00 GBP
    Virtual Terminal Only20.00 GBP
    Recurring Payment ToolOptional Service20.00 (GBP) per month
    Uncaptured Authorization TransactionsFor each successful but uncaptured authorization transaction via Direct Payment API or Virtual Terminal0.20 GBP

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    Mass Payments

    Mass Payments makes it easy to organise and email many recipients at once. We charge you a fee for each payment you send using Mass Payments, with the fee capped as shown below depending on the type of payment and currency in which it is sent.

    Sending Mass Payments

    TransactionRate
    Domestic Mass Payment2% of total transaction amount (not to exceed the domestic maximum fee cap below)
    International Mass Payments in Euro or Swedish Krona between PayPal accounts registered in the European Economic Area2% of total transaction amount (not to exceed the domestic maximum fee cap below)
    Other International Mass Payment2% of total transaction amount (not to exceed the international maximum fee cap below)

    Maximum fee cap for Mass Payments

    Based on payment currency:

    CurrencyDomestic Maximum Fee CapInternational Maximum Fee Cap
    Australian dollar16.00 AUD100.00 AUD
    Brazilian real24.00 BRL150.00 BRL
    Canadian dollar14.00 CAD90.00 CAD
    Czech koruna280.00 CZK1700.00 CZK
    Danish krone84.00 DKK500.00 DKK
    Euro12.00 EUR70.00 EUR
    Hong Kong dollar110.00 HKD660.00 HKD
    Hungarian forint3080.00 HUF18,500.00 HUF
    Israeli new shekel50.00 ILS320.00 ILS
    Japanese yen1200.00 JPY8000.00 JPY
    Malaysian ringgit50.00 MYR300.00 MYR
    Mexican peso170.00 MXN1080.00 MXN
    New Taiwan dollar440.00 TWD2700.00 TWD
    New Zealand dollar20.00 NZD120.00 NZD
    Norwegian krone90.00 NOK540.00 NOK
    Philippine peso640.00 PHP3800.00 PHP
    Polish zloty46.00 PLN280.00 PLN
    Russian ruble480.00 RUB2800.00 RUB
    Singapore dollar20.00 SGD120.00 SGD
    Swedish krona100.00 SEK640.00 SEK
    Swiss franc16.00 CHF100.00 CHF
    Thai baht460.00 THB2800.00 THB
    UK pounds sterling10.00 GBP60.00 GBP
    US dollar14.00 USD90.00 USD

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    Micropayments

    Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 GBP. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

    Receiving micropayments

    TransactionRate
    Domestic micropayments5.0% + micropayments fixed fee
    International Micropayments in Euro or Swedish Krona between PayPal accounts registered in the European Economic Area5.0% + micropayments fixed fee
    Other International micropayments6.0% + micropayments fixed fee

    Micropayments fixed fee

    Based on payment currency:

    CurrencyFee
    Australian dollar0.05 AUD
    Brazilian real0.10 BRL
    Canadian dollar0.05 CAD
    Czech koruna1.67 CZK
    Danish krone0.43 DKK
    Euro0.05 EUR
    Hong Kong dollar0.39 HKD
    Hungarian forint15.00 HUF
    Israeli new shekel0.20 ILS
    Japanese yen7.00 JPY
    Malaysian ringgit0.20 MYR
    Mexican peso0.55 MXN
    CurrencyFee
    New Taiwan dollar2.00 TWD
    New Zealand dollar0.08 NZD
    Norwegian krone0.47 NOK
    Philippine peso2.50 PHP
    Polish zloty0.23 PLN
    Russian ruble2.00 RUB
    Singapore dollar0.08 SGD
    Swedish krona0.54 SEK
    Swiss franc0.09 CHF
    Thai baht1.80 THB
    UK pounds sterling0.05 GBP
    US dollar0.05 USD

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    Chargeback Fees

    To cover the cost of processing chargebacks, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

    This fee does not apply if the transaction is covered by the PayPal Seller Protection Policy.

    The chargeback fee is based on the currency received as follows:

    Chargeback fees

    CurrencyFee
    Australian dollar22.00 AUD
    Brazilian real35.00 BRL
    Canadian dollar20.00 CAD
    Czech koruna400.00 CZK
    Danish krone120.00 DKK
    Euro16.00 EUR
    Hong Kong dollar155.00 HKD
    Hungarian forint4,325.00 HUF
    Israeli new shekel75.00 ILS
    Japanese yen1,875.00 JPY
    Malaysian ringgit65.00 MYR
    Mexican peso250.00 MXN
    CurrencyFee
    New Taiwan dollar625.00 TWD
    New Zealand dollar28.00 NZD
    Norwegian krone125.00 NOK
    Philippine peso900.00 PHP
    Polish zloty65.00 PLN
    Russian ruble640.00 RUB
    Singapore dollar28.00 SGD
    Swedish krona150.00 SEK
    Swiss franc22.00 CHF
    Thai baht650.00 THB
    UK pounds sterling14.00 GBP
    US dollar20.00 USD

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    Currency Conversions

    For information about how we convert currency, please see the user agreement.

    The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:

    Converting balance and payments received into another currency

    Rate
    2.5% above the base exchange rate (to form the transaction exchange rate)

    Conversions in all other cases by UK, GG, IM, JE and GI Users

    Rates for all currency conversions (e.g. when sending payments not in GBP):

    CurrencyRate above the base exchange rate
    (to form the transaction exchange rate)    		CurrencyRate above the base exchange rate
    (to form the transaction exchange rate)
    Australian dollar (AUD)4.00%New Taiwan dollar (TWD)4.00%
    Brazilian real (BRL)4.00%New Zealand dollar (NZD)4.00%
    Canadian dollar (CAD)3.75%Norwegian krone (NOK)3.75%
    Czech koruna (CZK)3.75%Philippine peso (PHP)4.00%
    Danish krone (DKK)3.75%Polish zloty (PLN)3.75%
    Euro (EUR)3.75%Russian ruble (RUB)3.75%
    Hong Kong dollar (HKD)4.00%Singapore dollar (SGD)4.00%
    Hungarian forint (HUF)3.75%Swedish krona (SEK)3.75%
    Israeli new shekel (ILS)4.00%Swiss franc (CHF)3.75%
    Japanese yen (JPY)4.00%Thai baht (THB)4.00%
    Malaysian ringgit (MYR)4.00%UK pounds sterling (GBP)3.75%
    Mexican peso (MXN)4.00%US dollar (USD)3.75%

    Conversions in all other cases by Users elsewhere

    Rate
    4.0% above the base exchange rate (to form the transaction exchange rate)

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    ECheque Fees

    Sometimes the sender of a payment you receive may use an ECheque as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about ECheques. When you receive an eCheque funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

    Receiving eCheque fees

    CountryRate
    Per each payment transactionCommercial Transaction Rates

    Maximum fee cap for eCheques

    CurrencyMaximum fee cap
    Australian dollar50.00 AUD
    Brazilian real75.00 BRL
    Canadian dollar45.00 CAD
    Czech koruna850.00 CZK
    Danish krone250.00 DKK
    Euro35.00 EUR
    Hong Kong dollar330.00 HKD
    Hungarian forint9,250.00 HUF
    Israeli new shekel160.00 ILS
    Japanese yen4,000.00 JPY
    Malaysian ringgit150.00 MYR
    Mexican peso540.00 MXN
    New Taiwan dollar1,350.00 TWD
    New Zealand dollar60.00 NZD
    Norwegian krone270.00 NOK
    Philippine peso1,900.00 PHP
    Polish zloty140.00 PLN
    Russian ruble1,400.00 RUB
    Singapore dollar60.00 SGD
    Swedish krona320.00 SEK
    Swiss franc50.00 CHF
    Thai baht1,400.00 THB
    UK pounds sterling30.00 GBP
    US dollar45.00 USD

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    Transfers Out of PayPal

    You can typically transfer money out of PayPal by standard transfers to your linked bank account or eligible cards. Withdrawal to a bank account or a card may not be possible in all countries. A currency conversion (and currency conversion fees) may also apply.

    Transferring balance from a business PayPal account

    Transfer toCountry/TerritoryRate
    Bank accountAll (where available)No Fee (when no currency conversion is involved)
    CardsUK, JE, GG, & IMNo Fee (when no currency conversion is involved)
    BG, RO, & SI1% of amount transferred Minimum and maximum fees apply based on the card withdrawal currency, in the table below
    CY, EE, GI, LI, LT, LV, MT, SK, & SMFixed Fee for card withdrawal applies per withdrawal
  • Fees apply based on the card withdrawal currency, in the table below
    • Any other country/territory (where available)2.00 EUR

    BG, RO, & SI - Minimum and maximum fees

    Based on card withdrawal currency:

    CurrencyMinimum FeeMaximum Fee
    Australian dollar0.25 AUD10.00 AUD
    Bulgarian lev0.50 BGN20.00 BGN
    Canadian dollar0.25 CAD10.00 CAD
    Croatian kuna2.00 HRK70.00 HRK
    Czech koruna5.70 CZK230.00 CZK
    Danish krone1.80 DKK70.00 DKK
    Euro0.25 EUR10.00 EUR
    Hong Kong dollar2.00 HKD80.00 HKD
    Hungarian forint70.00 HUF2900.00 HUF
    Israeli new shekel1.00 ILS40.00 ILS
    Japanese yen30.00 JPY1100.00 JPY
    Kuwaiti dinar1 KWDNo Max
    Malaysian ringgit1.00 MYR40.00 MYR
    Mexican peso5.00 MXN200.00 MXN
    New Zealand dollar0.40 NZD15.00 NZD
    Norwegian krone1.00 NOK40.00 NOK
    Philippine peso10.00 PHP500.00 PHP
    Polish zloty1.00 PLN40.00 PLN
    Qatari rial1.00 QAR40.00 QAR
    Romania new lei1.00 RON40.00 RON
    Russian ruble20.00 RUB700.00 RUB
    Serbian dinar25.00 RSD1000.00 RSD
    Singapore dollar0.50 SGD15.00 SGD
    South African rand3.60 ZAR145.00 ZAR
    Sri Lanka rupee50.00 LKR1800.00 LKR
    Swedish krona2.50 SEK100.00 SEK
    Thai baht8.00 THB320.00 THB
    Turkish lira1.50 TRY60.00 TRY
    United Arab Emirates dirham0.90 AED36.70 AED
    UK pounds sterling0.20 GBP8.00 GBP
    US dollar0.25 USD10.00 USD
    ALL Other CurrenciesNo MinNo Max

    CY, EE, GI, LI, LT, LV, MT, SK & SM - Fixed fee for card withdrawal

    Based on card withdrawal currency:

    CurrencyFee
    Albania lek276.00 ALL
    Algerian dinar300.00 DZD
    Angola kwanza1233.00 AOA
    Argentine peso8.00 ARS
    Aruban florin5.00 AWG
    Australian dollar3.50 AUD
    Bahamian dollar3.00 BSD
    Balboa2.50 PAB
    Barbados dollar5.00 BBD
    Bermudian dollar3.00 BMD
    Bhutan ngultrum178.00 BTN
    Boliviano17.00 BOB
    Botswana pula27.00 BWP
    Brazilian real4.50 BRL
    Brunei dollar3.00 BND
    Bulgarian lev3.50 BGN
    Burundi franc4725.00 BIF
    Cabo Verde escudo249.00 CVE
    Canadian dollar3.00 CAD
    Cayman Island dollar2.00 KYD
    CFA franc BEAC1478.00 XAF
    Chilean peso1200.00 CLP
    Comoro franc1109.00 KMF
    Cordoba oro85.00 NIO
    Columbian peso8329.00 COP
    Congolese franc4226.00 CDF
    Convertible mark4.00 BAM
    Costa Rican colon1408.00 CRC
    Cypriot pound1.20 CYP
    Czech koruna55.00 CZK
    Dalasi128.00 GMD
    CurrencyFee
    Danish krone15.00 DKK
    Denar139.00 MKD
    Djibouti franc444.00 DJF
    Dominican peso133.00 DOP
    Dong57937.00 VND
    East Caribbean dollar7.00 XCD
    Egyptian pound40.00 EGP
    Estonian kroon30.00 EEK
    Ethiopian birr80.00 ETB
    Euro2.00 EUR
    Falkland Islands pound2.00 FKP
    Fiji dollar5.00 FJD
    Gibraltar pound1.50 GIP
    Guarani16312.00 PYG
    Guinea franc23848.00 GNF
    Guyana dollar522.00 GYD
    Hong Kong dollar20.00 HKD
    Hryvnia61.00 UAH
    Hungarian forint500.00 HUF
    Iceland krona170.00 ISK
    Indian rupee100.00 INR
    Israeli new shekel11.00 ILS
    Japanese yen300.00 JPY
    Jamaican dollar335.00 JMD
    Kenyan shilling252.00 KES
    Kina9.00 PGK
    Kip22196.00 LAK
    Kuna15.00 HRK
    Kwacha1842.00 MWK
    Lari7.00 GEL
    Latvian lat1.50 LVL
    CurrencyFee
    Leone24662.00 SLL
    Lempira62.00 HNL
    Lilangeni36.00 SZL
    Lithuanian litas7.00 LTL
    Malaysian ringgit8.00 MYR
    Malagasy Ariary9129.00 MGA
    Maltese lira0.90 MTL
    Mauritanian ouguiya937.00 MRO
    Mauritius rupee92.00 MUR
    Mexican peso30.00 MXN
    Moldovan leu44.00 MDL
    Moroccan dirham24.00 MAD
    Naira906.00 NGN
    Namibia dollar36.00 NAD
    Nepalese rupee286.00 NPR
    Netherlands Antillean guilder4.00 ANG
    New Taiwan dollar87.50 TWD
    New Zealand dollar4.00 NZD
    Norwegian krone16.00 NOK
    Nuevo Sol8.00 PEN
    Pa’anga6.00 TOP
    Philippine peso100.00 PHP
    Polish zloty8.00 PLN
    Qatari rial9.00 QAR
    Quetzal19.00 GTQ
    Rand20.00 ZAR
    Riel10300.00 KHR
    Romanian leu6.00 RON
    Rufiyaa39.00 MVR
    Rupiah23000.00 IDR
    CurrencyFee
    Russian ruble150.00 RUB
    Saint Helena pound2.00 SHP
    Saudi riyal9.00 SAR
    Serbian dinar265.00 RSD
    Seychelles rupee34.00 SCR
    Singapore dollar4.00 SGD
    Slovak koruna70.00 SKK
    Solomon Islands dollar21.00 SBD
    Somali shilling1449.00 SOS
    Somoni26.00 TJS
    Sri Lanka rupee454.00 LKR
    Surinam dollar19.00 SRD
    Swedish krona18.00 SEK
    Swiss franc3.50 CHF
    Tala7.00 WST
    Tanzanian shilling5760.00 TZS
    Tenge943.00 KZT
    Thai baht90.00 THB
    Trinidad and Tobago dollar17.00 TTD
    Tugrik6867.00 MNT
    Turkish lira3.80 TRY
    Uganda shilling9194.00 UGX
    UAE dirham10.00 AED
    UK pounds sterling1.50 GBP
    US dollar2.50 USD
    Uruguay peso50.00 UYI/UYU
    Vatu291.00 VUV
    Won2915.00 KRW
    Yemeni rial626.00 YER
    Yuan renminbi17.00 CNY

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    Other Merchant Fees

    Included below are fees associated with events, requests, or actions that may happen when you use your account.

    Other Fees

    ActivityDescriptionRate
    Bank Return on Transfer out of PayPalThis fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.See Bank Return on Transfer out of PayPal Table below.
    Commercial Transaction RefundsFull Refunds
    • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
    Partial Refunds
    • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
    Credit Card and Debit Card Confirmation(s)Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.See Credit Card and Debit Card Link and Confirmation Table below.
    PayPal Business PaymentsThis is a payment between UK users (i) made through a third party’s product or service and funded exclusively using either (or both) balance or eCheque and (ii) for which the PayPal Business Payment fee applies. The PayPal Business Payment fee is paid by the recipient, unless it is disclosed to the sender before payment is sent that the sender must pay this fee.2.00 GBP per transaction in GBP 0.50 USD per transaction in USD
    Records RequestThis fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account.10.00 GBP or 12.00 EUR (per item)
    UK Business Debit Card – Cash withdrawal fee Use of the UK Business Debit Card is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the UK PayPal Business Debit Mastercard Cardholder Agreement.The fee applies to cash withdrawals at an ATM (inside and outside the UK). The ATM provider may charge additional fees.1.00 EUR (per transaction)

    Bank Return on Transfers out of PayPal Table

    CountryFee
    UK users0.50 GBP
    Czech Republic users200.00 CZK
    Hungarian users1500.00 HUF
    Users registered in the Eurozone3.00 EUR

    Credit Card and Debit Card Link and Confirmation Table

    CurrencyFee
    Australian dollar2.00 AUD
    Brazilian real4.00 BRL
    Canadian dollar2.45 CAD
    Czech koruna50.00 CZK
    Danish krone12.50 DKK
    Euro1.50 EUR
    Hong Kong dollar15.00 HKD
    Hungarian forint400.00 HUF
    Israeli new shekel8.00 ILS
    Japanese yen200.00 JPY
    Malaysian ringgitNot Applicable
    Mexican peso20.00 MXN
    CurrencyFee
    New Taiwan dollar70.00 TWD
    New Zealand dollar3.00 NZD
    Norwegian krone15.00 NOK
    Philippine peso100.00 PHP
    Polish zloty6.50 PLN
    Russian ruble60.00 RUB
    Singapore dollar3.00 SGD
    Swedish krona15.00 SEK
    Swiss franc3.00 CHF
    Thai baht70.00 THB
    UK pounds sterling1.00 GBP
    US dollar1.95 USD

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