*Your capital is at risk. Crypto is unregulated in the UK and its value can go down as well up. Profits may be subject to capital gains tax (see here). Buying and selling fees apply (see here). Valid PayPal account required. Before buying, holding and selling crypto, do your own research and consider seeking advice from a financial or tax adviser. Terms apply.
Discover crypto with PayPal
Discover at your own pace and learn about crypto with our articles for beginners.1
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Explore articles about
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Learn more about crypto
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volatility and risk
Crypto is considered volatile because of how much and how quickly its value can change. There is the potential for gains and losses, with the possibility you could lose the entire amount you paid.
Users are advised to read the terms and conditions carefully.
2 When you buy or sell cryptocurrency, we will disclose an exchange rate and the transaction fee you will be charged for that transaction. The exchange rate may include a margin that PayPal earns on each purchase and sale and conversion between your electronic money in pounds sterling and the relevant cryptocurrency which is purchased in US dollars. For further details on the exchange rate and cryptocurrency fees that will apply click here
Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses and the loss of all the money you have paid for it. Please see our disclosure here for more information.
Cryptocurrency is volatile. The value of cryptocurrency can rise or fall suddenly so you can lose money just as easily as you can make it. Keep your budget in mind. You can buy as little as £1 of cryptocurrency so it’s ok to start small and only buy what makes sense for you. Cryptocurrency sales can be taxable. The gains or losses from your cryptocurrency sales may be subject to capital gains tax or income tax.
You can buy, sell and hold cryptocurrency through PayPal’s cryptocurrency service, but you can’t use it to send cryptocurrency. Purchases and sales of cryptocurrency aren’t reversible and cannot be changed. None of the information provided by PayPal should be taken as tax, financial, legal, trading or investment advice. Consider seeking advice from your financial or tax adviser. All custody of and trading in cryptocurrencies is performed by a service provider through arrangements with other PayPal group companies.
The cryptocurrency service is provided by PayPal (Europe) S.à r.l. et Cie, S.C.A.. PayPal’s cryptocurrency service is not regulated by the UK Financial Conduct Authority or the Luxembourg Commission de Surveillance Du Secteur Financier. Therefore, if something goes wrong with the cryptocurrency, you won’t be able to use the UK Financial Ombudsman Service, the European Consumer Center or have the protection of any UK or Luxembourg Financial Services Compensation Scheme.
However, to facilitate our cryptocurrency service, we also provide electronic money and payment services which are regulated – please refer to your PayPal User Agreement for further details.
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