Why do I have to link and confirm my debit or credit card with my PayPal account?

Linking and confirming your debit or credit card helps protect your account:

  • It increases security within the PayPal community.
  • It confirms your identity and verifies that you own the card associated with your PayPal account.
  • It limits the risk with stolen credit cards and fake identities.
When you link your card to your account by authorising PayPal to charge a small amount, PayPal generates a unique random code which displays on your card statement. Only the legitimate owner of the card has access to the statement. For this reason, this process limits the risk connected with stolen credit cards and fake identities.

View our step-by-step guide on how to link your card and how to confirm it.