Two great products with the security and convenience you expect from PayPal.

The PayPal Extras MasterCard® is a new MasterCard® that you can use virtually anywhere –24 million places around the world! And, it lets you earn points toward Reward Vouchers that are good almost everywhere PayPal is accepted.

PayPal Smart Connect is a product exclusively for PayPal members that lets you make low monthly payments on PayPal purchases, so you can shop now and pay later.

With one simple application, you can get a 30-second response and start taking advantage of the benefits immediately upon approval.

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You may be approved for either the PayPal Extras MasterCard® or PayPal Smart Connect. With each product, you’re assured to receive the convenience and security you expect from PayPal – plus, much more.

Compare and explore the benefits:

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Get a credit decision in 10 seconds, and start shopping immediately.

 PayPal Smart Connect
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PayPal Extras MasterCard®
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Ideal for
  • Making low monthly payments on your PayPal purchases
All the benefits of PayPal Smart Connect plus:
  • Earning Reward Points on any purchase you make – anytime, anywhere
Access to Funds
  • PayPal secure login
  • Additional funding source added to your PayPal account
All the benefits of PayPal Smart Connect plus:
  • Credit card access for all purchases – online and in stores – anywhere that MasterCard is accepted
  • No annual fee
  • Can be used anywhere PayPal is accepted
  • Immediate access to funds
  • Promotional financing and deferred interest offers, extended payment plans
  • 24/7 customer service – online or with a live agent
  • Integrated account access to view online statements, schedule payments, and more
All the benefits of PayPal Smart Connect plus:
RewardsNot Applicable
Security/ Protection
  • Extended protection on purchases made via PayPal±See eligibility
  • Zero liability for unauthorized purchases made with your account
All the benefits of PayPal Smart Connect plus:
  • Platinum benefits for extra security.*

± Extended protection from PayPal for purchases that are made with the PayPal service is in addition to any rights you have to dispute charges to your credit card with GE Capital Retail Bank.

* These benefits are provided by MasterCard only, not PayPal or GE Capital Retail Bank. For details, see the MasterCard Guide to Benefits that will be mailed to you in your first billing statement.