Buying is usually free.

It’s usually free to use PayPal to buy something unless it involves a currency conversion.

Buying online: Buying in New Zealand is usually free. A currency conversion fee may apply for international purchases.
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Selling is 3.4% + $0.45 NZD per payment within New Zealand.

Our rates are competitive in the business. There are no hidden fees. You can accept all major card payments from over million customers worldwide. You don't have to pay anything until you get paid for selling something. International payments cost more.

More about merchant fees

Sell on website, through invoice or email payments in New Zealand (standard rate) 3.4% + $0.45 NZD.
Sell on website, through invoice or email payments overseas (standard rate) 4.4% + fixed fee based on the currency received.

Additional currency conversion fees may apply.

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Sending and Requesting Personal Payments

COUNTRY / REGION OF RECIPIENT
FUNDING SOURCE FEE
Sending or Receiving Domestic Payments New Zealand Existing Balance & Bank Account FREE
All Other Funding Sources 3.4% + Fixed Fee
Sending or Receiving International Payments North America, Northern Europe, Europe I, Europe II, Latam, APAC, Rest of World* Existing Balance & Bank Account 6.99 NZD
North America, Northern Europe, Europe I, Europe II, Latam, APAC, Rest of World* All Other Funding Sources 6.99 NZD + 3.4% + Fixed Fee