Merchant rate

Merchant rate fee schedule

Purchase payments received (monthly)Fee per transaction
$0.00 NZD - $5,000.00 NZD3.4% + $0.45 NZD
$5,000.01 NZD - $15,000.00 NZD2.9% + $0.45 NZD
$15,000.01 NZD - $150,000.00 NZD2.7% + $0.45 NZD
> $150,000.00 NZD2.4% + $0.45 NZD
Merchant rate criteria
Merchant rate pricing approval is reserved for members in good standing (whose accounts are not currently under investigation) who meet the following criteria:
  • Received more than $5,000.00 NZD in PayPal payments in the previous calendar month.

Maintaining your merchant rate
After qualifying for merchant rate pricing, all members are expected to:
  • Keep their PayPal account in good standing. Members may be downgraded to the Standard rate if a payment volume of more than $5,000.00 NZD is not maintained in the previous calendar month, or if they have unresolved chargebacks.

Note: Members do not need to reapply for merchant rate pricing if payment volume drops below $5,000.00 NZD, unless their account is downgraded or if there are unresolved chargebacks.

Members interested in receiving the merchant rate should apply via our online application form. This is a one-time application (exception in Note above).

If you qualify for the merchant rate, login to your PayPal account and apply.