Pricing for Virtual Terminal


Virtual Terminal allows you to accept phone, fax, mail, and in-person payments. Can also be used with other PayPal solutions:
Monthly sales
Per transactionPer month*
(unlimited transactions)
Transaction price example
$0.00 USD - $3,000.00 USD3.1% + $0.30 USD$30.00 USDYou'll pay $3.40 USD
on a $100.00 USD transaction.
$3,000.01 USD - $10,000.00 USD2.7% + $0.30 USD
Merchant Rate qualification required
$30.00 USDYou'll pay $3.00 USD
on a $100.00 USD transaction.
>$10,000.01 USD2.4% + $0.30 USD
Merchant Rate qualification required
$30.00 USDYou'll pay $2.70 USD
on a $100.00 USD transaction.
Learn more about Virtual Terminal

The transaction prices listed are for the U.S only. Learn more about accepting international payments.


* Surcharges apply for some Virtual Terminal transations.

Qualify for lower pricing with our merchant rate

When you've been a PayPal member for more than 30 days and your sales volume is more than $5,000.00 NZD per month, you're eligible for PayPal's Merchant Rate—less than the Standard Rate of 3.1% + $0.30 USD per transaction. PayPal bases eligibility on sales volume from the previous calendar month.

To qualify, you must meet the Merchant Rate criteria. If you qualify, log in to your PayPal account and complete our one-time application form.

To find out more about this special rate, contact sales at 1-866-836-1648.

Get started with Virtual Terminal

Setting up Virtual Terminal requires an application that only takes up to 2 business days to approve.