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When I make an eCheck payment, when will the money be debited from my bank account?

PayPal sends the request to your bank as soon as you make the payment. Just like a regular check, it can take up to 5 business days for the payment to clear and the money to be deposited into the recipient’s PayPal account.

A bank may decline an eCheck payment. For example, a payment will be denied if you don’t have enough money in your bank account. If this happens, the payment can be delayed up to 7 more business days.

You’ll always find the date we expect the payment to clear on the Activity page. To find out your eCheck’s expected clearing date:

  1. Log in to your PayPal account.
  2. Click Activity at the top of the page.
  3. Click the transaction. The expected clearing date will be next to the transaction status.
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