When you make a payment, the money is first taken from your PayPal balance. If your balance cannot cover the full amount of your payment, the rest of the money can come from PayPal Credit products, your linked bank account or your personal credit card. If you use an eCheck, the entire amount of the payment will be taken from your bank account while your PayPal account balance will remain for future use.
How will my payments be funded?
If you do not have a PayPal account, you must enter a valid credit card to complete your payment.
Tip: You may have the option to pay for your entire purchase using eCheck or PayPal Credit.
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