How do I withdraw funds from my PayPal account?

You can withdraw funds from your PayPal account to a local bank account, a Hong Kong bank account or a U.S. bank account. You can also request a check from PayPal.

  • Wire transfer in USD to a Chinese bank account: the minimum amount you can withdraw is $150 USD. The funds will arrive in your bank account within 3 to 7 business days. There's a fee for each withdrawal.
  • Withdrawing funds to a Hong Kong bank account: the minimum amount you can withdraw is $80 HKD. The funds will arrive in your bank account within 3 to 6 business days. If the withdrawal amount is $1,000 HKD or more, you won't be charged any fee. If you withdraw less than $1,000 HKD, you will be charged a fee
  • Withdrawing funds to a U.S. bank account: the minimum amount you can withdraw is $36 USD. The funds will arrive in your bank account within 1 business day. There's a fee for each withdrawal.
  • Requesting a check: the minimum amount you can withdraw is $150 USD. The request usually takes 4-6 weeks to process. There is a fee for each issued check.

To withdraw money from your PayPal account:

  1. Click Transfer Money below your PayPal balance.
  2. Follow the instructions.

Automatic transfers enable you to schedule the withdrawal of your PayPal balance to your bank account at a desired frequency and amount.

To set up Automatic transfers:

  1. Go to your Money page.
  2. Click More Actions.
  3. Select Set up Auto Transfers.
  4. Select which bank account, the frequency, and the amount, and follow the instructions.

You can set a minimum balance to ensure that there’s sufficient money in your account for refunds, purchases, etc.

Here are a few tips regarding withdrawing money from your PayPal account:

  • If the bank cannot process your request because the details you provided are incomplete or incorrect, the funds will be refunded to your PayPal account within 7-14 business days (a return fee may apply in this case).
  • Please enter the withdrawal information (in English or pinyin only).
  • A withdrawal request can't be canceled.
  • Some bank policies may vary depending on the branch. To make sure you have the most up-to-date policy information, please contact your bank before withdrawing any funds.

All transfers are subject to review and could be delayed or stopped if we identify an issue.

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