PayPal fees are always fair.
Buying is free with us when you purchase in the U.S. When you sell with us, you get some of the most competitive rates in the business. It’s 2.9% + $0.30 per transaction. The proof is in the percentages below.
Selling is 2.9% + $0.30 per sale.
That's a small price to pay for accepting major forms of payment from any of the million active customers worldwide. There are no hidden PayPal fees. You don't have to pay anything until you get paid for selling something. Our rates are some of the most competitive in the industry – keeping you in business and your customers happy.
| Sales within the US | 2.9% + $0.30 per transaction |
|---|---|
| Discounted rate for eligible charities | 2.2% + $0.30 per transaction |
| International sales | 4.4% transaction fee plus a fixed fee based on currency received |
| PayPal HereTM card reader | 2.7% when you swipe a card or 3.5% plus $0.15 for manually entered transactions |
Transferring balance from Personal Accounts.
If you are a U.S. PayPal account holder, you can transfer money out of your balance in two ways.* Transfers made using your linked bank account are always free and are usually deposited the next business day.** Now, with Instant Transfer, for a low fee you can transfer funds to your bank account even faster using your eligible debit card. Transfers using a debit card are typically completed in minutes. *** You can choose between your linked bank account(s) and any eligible debit cards when you make a transfer. Eligible debit cards include Visa and MasterCard debit that participate in Instant Transfers. Participation of these cards is driven by the card issuer.
| Linked bank account | Free |
|---|---|
| Instant Transfer with eligible linked debit card | $0.25 per transfer**** |
Instant Transfer Withdrawal Limits for Personal Accounts
- Up to $5,000 per transaction
- Up to $5,000 per day
- Up to $5,000 per week
- Up to $15,000 per month
Sending money to friends and family.
We’ll always post the current fees for sending money to friends and family on this page, and we will disclose the fees to you in advance each time you initiate a transaction to send money to a friend or family member. These fees may change from time to time, and most changes to these fees will be deemed effective at the time and date of posting. If these fees ever increase, we will provide you 30 days advance notice on our Policy Updates page. You must have or open a PayPal account to send or receive money.
Sending in the U.S.
If you are a U.S. PayPal account holder sending money to a friend or family member with a PayPal account in the U.S., you may pay a fee, depending on how you pay.
| Payment method: | Fees: |
|---|---|
| Funded by your PayPal balance or a bank account linked to your PayPal account. | Fee is waived. |
| Funded by a credit card, debit card or PayPal Credit. | 2.9% of the amount funded this way, plus a fixed fee (from the table below) based on the currency of the transaction. |
Sending to other countries.
If you are a U.S. PayPal account holder sending money to a friend or family member with a PayPal account in a country other than the U.S., the fee you pay depends on the Payment Method used, which country the recipient’s account is in, and the amount you are sending.
| Payment method: | Country of recipient’s account: | Fees (based on send amount^) | ||
|---|---|---|---|---|
| $0.00-$49.99 USD | $50.00-$99.99 USD | $100.00+ USD | ||
| Funded by your PayPal balance or a bank account linked to your PayPal account. | Canada and Europe* | $0.99 USD† | $2.99 USD† | $2.99 USD† |
| Any other country | $0.99 USD† | $2.99 USD† | $4.99 USD† | |
| Funded by a credit card, debit card or PayPal Credit. | Canada and Europe* | $0.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below). | $2.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below). | $2.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below). |
| Any other country | $0.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below). | $2.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below). | $4.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below). | |
Fixed fees for sending in other currencies.
| Currency | Fee |
|---|---|
| Australian Dollar: | 0.30 AUD |
| Brazilian Real: | 0.60 BRL |
| Canadian Dollar: | 0.30 CAD |
| Czech Koruna: | 10.00 CZK |
| Danish Krone: | 2.60 DKK |
| Euro: | 0.35 EUR |
| Hong Kong Dollar: | 2.35 HKD |
| Hungarian Forint: | 90 HUF |
| Israeli Shekel: | 1.20 ILS |
| Japanese Yen: | 40 JPY |
| Malaysian Ringgit: | 2.00 MYR |
| Mexican Peso: | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Zealand Dollar: | 0.45 NZD |
| Norwegian Krone: | 2.80 NOK |
| Philippine Peso: | 15.00 PHP |
| Polish Zloty: | 1.35 PLN |
| Russian Ruble: | 10 RUB |
| Singapore Dollar: | 0.50 SGD |
| Swedish Krona: | 3.25 SEK |
| Swiss Franc: | 0.55 CHF |
| Taiwan New Dollar: | 10.00 TWD |
| Thai Baht: | 11.00 THB |
| U.K. Pounds Sterling: | 0.20 GBP |
| U.S. Dollar: | 0.30 USD |