Usually free. Always fair.

Buying is always free with us. When you sell with us, you get some of the most competitive rates in the business. It’s mostly 2.9% per transaction and even less if you sell more. The proof is in the percentages below.

Buying is free.

How do you feel about zero? We like it too. Buy it all for nothing when you buy something in the US. The seller pays a nominal fee for your trouble.

Buying online or in stores	Always free

Selling is 2.9% + $0.30 per sale, or less.

That's a small price to pay for accepting all forms of payments from over 130 million customers worldwide. There are no hidden fees. You don't have to pay anything until you get paid for selling something. Our rates are the most competitive in the business, keeping you in business and your customers happy. The more you sell, the less you pay, which is good for everyone. International is a little more work, so it costs a little more.

More about merchant fees

Sales within the US	2.9% + $0.30 per transaction
Discounted rate for eligible merchants and nonprofits	As low as 2.2% based on volume
International sales	3.9% transaction fee plus a fixed fee based on currency received
PayPal Here^tm card reader	2.7% when you swipe a card or 3.5% plus $0.15 for manually entered transactions

Sending is Usually 0.

Sending money to friends and family is free for you and the recipient in the US when you fund the transfer with your bank account or PayPal balance. You can also use a debit or credit card or make an international transfer for a small fee.

Requesting money is simple, too. With just an email or mobile number, you can make a request to anyone instantly. It costs you only $0.30 + 2.9% of the transfer amount.

PayPal balance or bank account	Free when sending money inside the US
Debit/Credit card fee	2.9% plus $0.30 per transaction (the sender decides who pays this fee)
Outside the US	0.5% to 2% fee when fully funded with your bank account or PayPal balance or 3.4% to 3.9% if paying with a credit or debit card