Which conversion rate is used by PayPal for international payments?

The conversion rate used for international payments may vary depending on the transaction.

The conversion rate is calculated at the time the money is converted into another currency, for example in the following situations:

  • If the money is transferred from one currency balance in an account to another, then the conversion rate will be calculated and displayed during the conversion.
  • If currency conversion is required for a payment, the conversion rate is calculated and shown during the Send Money process.
Follow these steps to see PayPal's current conversion rate:
  1. Go to your PayPal balance.
  2. Click Currency Calculator.
  3. Select the currencies you want to convert from and to. The exchange rate appears automatically.

PayPal Currency Converter Tool

Use the converter below to get an indication of the currency conversion rate that you may receive when using PayPal for transactions.

Numbers and decimal point only

Buying and paying transactions are:

(i) Paying for goods or services in a currency other than the currency the goods or services are listed in.

(ii) Sending payments to a friend or family member such that they receive a different currency from the currency you pay in.

(iii) Sending payments using PayPal’s Payouts or Masspay products such that your recipients receive a different currency from the currency you pay in.


Other fees may apply. Rate is calculated at the time a transaction is processed.