Grow your sales with PayPal Pay in 4
PayPal Pay in 4 is now available to millions of Australian customers when they checkout with PayPal.
Our buy now, pay later solution is interest-free, has zero late fees for consumers and comes at no extra cost for businesses.
Get StartedDeveloper Docs
Once you have added dynamic messaging to your website, use the Pay in 4 Toolkit to access email and social assets to let your customers know they can Pay in 4. View Toolkit
Give customers more buying power
By offering Pay in 4, you’re helping customers buy what they need, when they need it. They can pay over time without interest, late fees or complicated applications.
With 41% of Australian SMBs focusing on expanding their customer relationships in 20212, PayPal Pay in 4 is a powerful tool that can help businesses achieve their goals. You can turn browsers into buyers by giving customers flexible repayments on their purchases with Pay in 4.
A win for your customers
Payment flexibility
You get paid upfront, while your customers pay in 4 payments. The first payment is due at checkout and the remaining balance is paid in 3 fortnightly instalments.
Interest-free payments
Your customers can stretch purchases over 4 instalments every 2 weeks without interest, sign-up or late fees.
Access to financing
Pay in 4 through PayPal, the brand they know and trust.
Purchasing power
With the ability to spread payments, purchases become more manageable.
A win for your business
Increased sales
Giving shoppers more spending power could help boost your average order values.
No additional costs
The Pay in 4 offering is included in your existing PayPal rate.
Easy promotion
Add Pay in 4 messaging to your site in a couple of clicks to enhance your offering.3
An expansive network
Connect with PayPal’s ever expanding network with millions of customers across Australia.3
The numbers1 you need to know
45%
74%
34%
81%
$0
50%
See Pay in 4 in action
Promote PayPal Pay in 4 in a click
Pay in 4 is already built into PayPal Checkout, so it’s easy to set up our ready-to-display messaging on your site.
Your customer selects their best option
PayPal Pay in 4 helps your customers to buy what they want and pay over time.
Customer gets clear payment information
Your customer sees their payment schedule. And there is no interest or sign-up fees for their purchase or your business.
We do the rest
Once the order is processed, you get paid upfront. Then we take care of collecting the 4 instalment payments from your customer - the first at checkout then one every 2 weeks.
See Pay in 4 in action
Promote PayPal Pay in 4 in a click
Pay in 4 is already built into PayPal Checkout, so it’s easy to set up our ready-to-display messaging on your site.
Your customer selects their best option
PayPal Pay in 4 helps your customers to buy what they want and pay over time.
Customer gets clear payment information
Your customer sees their payment schedule. And there is no interest or sign-up fees for their purchase or your business.
We do the rest
Once the order is processed, you get paid upfront. Then we take care of collecting the 4 instalment payments from your customer - the first at checkout then one every 2 weeks.
Easy set-up
Already have a PayPal business account?
Ready to set up an account with us?
How to add dynamic messaging
Add PayPal Pay in 4 messaging in 4 easy steps
Watch Video
How to buy now pay later
Terms & Conditions
Pay in 4 is provided by PayPal Credit Pty Ltd ABN 66 600 629 285 and is subject to customer eligibility criteria and credit approval. Available on eligible transactions between $30-$2000. Exclusions and terms apply. See the full PayPal Pay in 4 terms here.
1. PayPal eCommerce Trends Report 2021
2. Research conducted in February 2021 for PPWC by Pure Profile Australia; national sample of 401 SMB owners/owner-operators aged 18 -75
3. Requires latest PayPal JS SDK integration. Merchant exclusions apply
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