When a customer files a chargeback through their credit card company, we will notify you and hold the funds in question as we work with you to resolve it.
Submit your supporting documents or evidence through the Resolution Center to dispute the chargeback. We’ll represent you in negotiations with the credit card company, who makes the decision.
We’ll remove the hold once we’ve determined the transaction is eligible for Seller Protection.
Chargebacks arise for many reasons, but primarily for customer disputes and fraud: Customer claims to have never received the goods as promised at the time of purchase;Customer was shipped an item that was very different from the seller's description, or the item was damaged when the buyer received it; orCustomer claims they did not authorize the purchase, they did not make the purchase, or they were victims of identity or credit card theft.
Some chargebacks can be resolved easily without the merchant having to lose the sale. There are several ways to avoid possible chargebacks and disputes: Provide contact information.Provide your email address or customer service phone number, or even call buyers in advance when you're selling higher priced items, so that buyers can talk to you about an issue first.Be responsiveDo your best to respond quickly and professionally to all reasonable buyer inquiries.Suggest dispute resolutions.Suggest to your buyer in opening a dispute with the PayPal Resolution Center instead of filing a chargeback with their credit or debit card company.Provide a clear return policy.Ensure you publish your return and refund policies on your website, auction listings and correspondence with customers, in clear and simple terms.Give accurate descriptions.Provide information such as pictures, measurements and other relevant details on the item you are selling.Issue refunds when possible.Avoid additional costs from chargebacks. Always use the refund link in the PayPal Resolution Center to issue a refund. Refunds issued outside of PayPal are not covered under our Seller Protection program.