Buying and paying transactions are:
(i) Paying for goods or services in a currency other than the currency the goods or services are listed in.
(ii) Sending money to a friend or family member such that they receive a different currency from the currency you pay in.
(iii) Sending money using PayPal’s Payouts or Masspay products such that your recipients receive a different currency from the currency you pay in.
Other fees may apply. Rate is calculated at the time a transaction is processed.