Policy Updates


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Policy Updates



Notice of Amendment(s) to the United States PayPal Agreement(s)

Issued: June 21, 2022


This Page

This page details and/or previews updates to PayPal users of changes to the United States PayPal User Agreement or other online agreements, policies, or statements that require notice. You can also review Past Policy Updates notices.


Upcoming Changes

We’re making changes to certain agreements (listed below) that govern your relationship with PayPal. These changes will take place automatically on the corresponding effective date(s) shown below.


Actions Needed

Please carefully review the notices below and familiarize yourself with the upcoming changes. By continuing to use our services after the changes take effect, you agree to be bound by those changes. Otherwise, no further action is needed from you to accept such changes. However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.


Amendments to the PayPal User Agreement and the PayPal Balance Terms and Conditions

Effective July 28, 2022:

  • U.S. business accounts will not be able to receive personal transactions from U.S. PayPal accounts.
  • U.S. PayPal accounts will not be able to send personal transactions to U.S. business accounts.
  • The rate for the “Send/Receive Money for Goods and Services” payment type will be 2.99% (with no fixed fee). This pricing change will result in fee increases for some transactions. You can preview the Merchant Fees page that will be effective on July 28, 2022, following such changes.

Review the updated PayPal User Agreement

Review the updated Merchant Fees

Review the updated PayPal Balance Terms and Conditions