PayPal Checkout and how it works

Feb 20 2020 | PayPal editorial team

How to add seamless checkouts to your site for better sales conversion.
If you want to give your customers a smooth and uninterrupted shopping experience, PayPal Checkout is for you. This add-on allows you to receive payments securely while keeping shoppers on your website or mobile app throughout the process. A few clicks or taps is all that is needed. You can even customize the experience to ensure the shopping experience feels smooth and uninterrupted.

What is PayPal Checkout? 
PayPal Checkout integrates the checkout process onto your website to make payment quicker and easier for your customers. They have the option to pay using a preferred debit or credit card, or sign into their PayPal account to skip typing in their billing and shipping information. Like PayPal’s other payment solutions, there are no monthly or setup fees. You only pay when a sale is made.

How does PayPal Checkout work? 
When customers confirm their order, they are directed to a PayPal overlay where they can choose to sign in to their account if they have one. Once they have reviewed and completed their purchases, they’ll be brought back to your page. 

How do I get started?
Before you start, you will need to activate your accountOnce you’re done with this stepyou can begin the process of adding PayPal Checkout to your website. 

Step 1:  If you want to let your customers pay without a PayPal account, make sure you have the first option selected. 

Step 2:  Choose how you want to integrate payment onto your website. 

If you already have a shopping cart in place, follow the steps from the provider’s integration guides. Some of the partners we work with are featured below, with the full list in our directory. You can also try out a demo or check out our global community forums to see what others have done. 

Step 3: If you do not have a shopping cart, you can add the button directly into your website. 

Adding the PayPal Checkout button to your website will require some knowledge of API integration language. We have a guide for developers on how this can be done, that also shows how you can customise the look to suit your style.  

That’s it! You’re done. Start creating the checkout experience you want for your business with PayPal Checkout now.

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

Frequently asked questions.

PayPal is accepted as a method of payment in over 200 countries and regions. You can use PayPal to pay or get paid and send or receive money worldwide.

Go to and click on the flag at the bottom of the page. Click on your country's flag to see what services are available in your region.
What is PayPal.Me?
PayPal.Me is a faster, easier way to get paid through PayPal. Just share your very own PayPal.Me link ( with others, and they can send you money for any reason.

They don’t have to know your email address or mobile phone number, or even have the PayPal app. They can just tap on your link, go to your PayPal.Me, type in the amount, and send the money.

How do I create my own PayPal.Me link?
Just visit
to create your link. If you already have a PayPal account, log in and generate your link. If you don't, signup is fast and free.

You can also grab your link from the PayPal.Me Profile section in your account settings.

Is it free to set up?
It sure is! PayPal doesn't charge a fee to open
a PayPal account or set up a PayPal.Me link.

What kind of PayPal account do I need?
PayPal.Me is open to all account types, however business accounts can only accept Goods and Services payments. 

Is PayPal.Me available in my country?
We're adding new regions as fast as we can. Check back often to see if it's available in your country

Can I use PayPal.Me on my mobile device?
Sure! Your PayPal.Me link is available on mobile (iPhone and Android), desktop, and tablet. 

Need more information?
How do I set up my link?
How do I get paid with PayPal.Me?
How do I send money using PayPal.Me?
How do I manage my PayPal.Me link?
How secure is PayPal.Me?

Your Preferred Payment Method is the funding source that will be used when paying with PayPal. You can check your preferred payment method in your Wallet. You can change your preferred payment method at any time.

Changing your preferred payment method on your PayPal account will not affect billing agreements, subscriptions, or recurring payments. You can update your payment preference on billing agreements, subscriptions, or recurring payments at any time in your account.

Here's how to change your preferred payment method:

  1. Click Money.
  2. Click Payment Preferences on the left side of the page.
  3. Choose a payment method and click Confirm.

If you don’t have enough money in your preferred payment method, we'll ask you to choose a different payment method at checkout.

To make sure you’re using the payment method you want, check the Review Your Payment page.


  • Once a payment has been sent to another PayPal account, the funding source cannot be changed.
You can turn off automatic top up in the PayPal mobile app or on  In the PayPal app, tap the Settings gear icon, then Google Pay, then Automatic top up and slide the toggle at the top to “off”.  On, log in to your account and click Automatic top up under “PayPal Balance” on the Summary page.  Keep in mind that if you turn off automatic top up, future Google Pay transactions that don’t have enough PayPal balance to cover the purchase, will be declined. We will allow partial approval for the balance available. Automatic top up is only applicable for in-store purchases.

Need more help?

How can I add PayPal to Google Pay?  
How do I change how much comes out each time my Google Pay account automatically tops up?
Where can I use PayPal with Google Pay?
When will my Google Pay account automatically top up?
How can I withdraw money left over from an Google Pay transaction?
How do I update or reset my Google Pay PIN?
How do I remove PayPal from Google Pay?
How do I make PayPal the default payment method on Google Pay?
Can I have multiple PayPal accounts linked to Google Pay?
What happens if my mobile device is lost or stolen?
How can I get a refund on an Google Pay purchase?
Why do I need to create a PIN for Google Pay?    
The contents of this site are provided for informational purposes only. The information in this article does not constitute legal, financial, IT, business or investment advice of any kind and is not a substitute for any professional advice. You should always obtain independent, professional accounting, financial, IT and legal advice before making any business decision.