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Help Center > Payments/Send money > What is an eCheck?

What is an eCheck?

An eCheck is a payment for goods and services that you make directly from your US bank account.

Just like a regular check, it usually takes between 3 and 5 business days for an eCheck to clear and the money to appear in the recipient’s PayPal account.

Both eChecks and Instant Transfers are ways to pay with your US bank account. With an eCheck, the recipient receives the money in a few days. With an Instant Transfer, the recipient receives the money right away.

To send an eCheck, just link your US bank account to your PayPal account.

Linking your US bank account is easy and fast. If you do online banking, you can usually link your US bank account in just a few minutes. Once you’ve linked your US bank, using it to pay for things is secure. Merchants get paid but they never see your US bank account details. They won’t even know what bank you use.

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