Last updated on 13 June 2024
Last updated on 13 June 2024
About this Agreement
This Online Card Payment Services Agreement (“Card Agreement”) is a contract between you ( “Merchant”, “you”, or “your”) and PayPal Hong Kong Limited ("PayPal", "we", "us" or "our" as the context may require). You agree that any use by you of the any of the Online Card Payment Services (as defined below) that we offer to you will constitute your acceptance of this Card Agreement and we recommend that you store or print-off a copy of this Card Agreement.
This Card Agreement, the PayPal User Agreement, and any other applicable agreement(s) you have entered into with PayPal (collectively “PayPal Agreements”) shall apply to your use of the Online Card Payment Services. To proceed with obtaining one or more of the Online Card Payment Services below, you must read, agree with and accept all of the terms and conditions contained in this Card Agreement.
We may amend or otherwise revise this Card Agreement and any applicable policies from time to time. The revised version will be effective at the time we post it on the PayPal Website unless otherwise noted. If our changes reduce your rights or increase your responsibilities, we will post a notice on the Policy Updates page of our Website and provide you with the same length of advance notice as set forth in the PayPal User Agreement. Advance period will not be provided where a change relates to the addition of a new service, extra functionality to the existing Services, or any other change which we believe in our reasonable opinion neither reduce your rights nor increase your responsibilities. In such instances, the change will be made without notice to you and will be effective immediately at the time we post it on our Website.
By continuing to use the Online Card Payment Services after any changes to this Card Agreement, you agree to abide and be bound by those changes. If you do not agree with any changes to this Card Agreement, you may, as applicable, terminate your use of the Online Card Payment Services as set out in clause 7 before such changes become effective and/or close your account. While you may close your PayPal account at any time and without charge, please note that you may still be liable to us after you terminate this Card Agreement for any liabilities you may have incurred and are responsible for prior to terminating this Card Agreement.
“Online Card Payment Services” means the suite of payment processing services offered by PayPal which provide merchants with the ability to accept and receive credit and debit card payments on a website or mobile application where cardholders enter their own Card Data, or by merchants manually entering Card Data given to them by a cardholder.
For the purposes of this Agreement, the Online Card Payment Services include:
Each of the Services above includes one or more of PayPal’s online card payment services APIs or SDKs.
Capitalised terms are defined in section 12 below. Please view, download and save this Card Agreement.
Except as otherwise agreed in writing with us, you agree to pay the fees for the applicable Services that are found on the Fees page.
You acknowledge and agree that the third-party features and terms are provided, updated and noticed solely by the relevant third party (not PayPal), and that PayPal will under no circumstances be responsible or liable for any damages, losses, or costs whatsoever suffered or incurred by you resulting from any use of such third-party features or acceptance of such third-party terms.
If you use Advanced Credit and Debit Card Payments, Payments Pro, or Payments Pro Payflow you must use PayPal Payment Button in the following manner:
If you are using the Recurring Billing, Recurring Payments or vaulting functionality, including the Vaulting Tool, you agree that it is your responsibility to comply with Association Rules, and applicable law, including by capturing your customers’ consent to store their card on file for future or recurring transactions and making available a mechanism for your customer to delete their card on file.
PayPal utilises services from banking partners in processing Card Transactions, including both direct payments to you from a card as well as Card Transactions that fund a PayPal payment to you. Schedule 2 below applies in relation to those services. In accepting this Card Agreement, you also accept the terms for Card Transactions in Schedule 2, the terms of which form part of this Card Agreement.
Capitalised terms not listed in this clause are defined in the User Agreement or above in this Card Agreement.
Data Security Requirements
At PayPal’s request, the Merchant must provide PayPal with evidence to PayPal’s satisfaction that it is in compliance with PCI DSS. The Merchant acknowledges and agrees that nothing in this Card Agreement nor PayPal providing the Services will constitute compliance by the Merchant to the PCI DSS whether via a third party “Qualified Security Assessor” and such compliance services are not provided under the scope of this Card Agreement. The Merchant must design, maintain and operate its website and other systems in conformity with PCI DSS. PayPal is not responsible for any costs that you incur in complying with PCI DSS. The Merchant agrees to independently arrange, at its own expense, evidence from a Qualified Security Assessor or otherwise to PayPal’s satisfaction. If the Merchant does not initiate a security audit within 10 business days of PayPal’s request, PayPal may conduct or obtain such an audit at the Merchant’s expense. PayPal may advise Shared Customers, if PayPal has reason to believe that a fraud or other illegitimate activity may be occurring or may have occurred, and if PayPal reasonably believes that the fraud or other illegitimate activity may affect those Shared Customers’ PayPal accounts.
When processing the personal data of cardholders whose transaction data the Merchant submits to PayPal, PayPal will, at all times, ensure that the security measures employed in respect of the storage, transmission or any other processing of such personal data:
Bank Agreements
PayPal uses services from third parties to process card transactions. The relevant card agreements are located at /legalhub/ceagreement-full (Commercial Entity Agreement for PayPal Payment Card Funded Processing Services).
Terms of use of the Fraud Protection Functionality