Shop everywhere with ease.

Buying is free.

There is no cost for buying products or services, no need to share your financial information with sellers, and Purchase Protection safeguards your eligible purchases. What a deal.

Currency conversions.

When you buy from an overseas seller, currency conversion fees may apply. PayPal can coordinate this conversion for you. We use the prevailing wholesale exchange rate (the cost of foreign currency as denominated by an outside financial institution) plus a conversion service charge of 4.5 %.

Straightforward checkout.

PayPal will always provide information at checkout on transactions that include a currency conversion. We’ll always show you the exchange rate before you send a payment in a non-local currency.

Purchase Protection

If an item that you’ve purchased online with PayPal doesn’t arrive or doesn’t match the seller’s description, we'll look into it. If something is wrong, our Purchase Protection will reimburse you for the full purchase price plus shipping costs. You have 180 days, from the date of purchase, to file your claim.

More about Purchase Protection

One price. Benefits included.

PCI Compliant.

When we process payments for you, you don't need to meet payment card standards (PCI compliance). We ensure your customers' info is protected, reducing your operational costs.

Faster checkouts.

Now your customers can buy with just one click: no login, password or billing information necessary. And fewer clicks means more conversions for your business.

More about One TouchTM

Trusted world-wide.

With PayPal you can sell in over 200 countries. Accept all major credit cards via your website, online invoice, mobile device, or through email.

Discounts and Fees.

We can offer you a lower rate when your monthly sales exceed 3,000 USD and you've been a PayPal member more than 90 days. After you have created a business account, please fill out a one-time application, subject to approval. Apply now.

Your monthly sales

>100,000.00 USD

10,000.01 USD - 100,000.00 USD

3,000.01 USD - 10,000.00 USD

0.00 USD - 3,000.00 USD

Your fee per transaction

4.4 % + 0.30 USD

4.7 % + 0.30 USD

4.9 % + 0.30 USD

5.4 % + 0.30 USD

Examples

4.70 USD fee on a 100 USD sale

5.00 USD fee on a 100 USD sale

5.20 USD fee on a 100 USD sale

5.70 USD fee on a 100 USD sale

Micropayment Discounts

If your transactions typically average less than 10 USD, you could save money with our "5 % plus 0.05 USD" rate. Here's an example for a business that usually accepts 2 USD payments. If you already have a PayPal account, apply here for a discounted rate.

Average payment

Your transaction fee

Total cost for 100 payments

Standard Rate
(5.4 % + 0.30 USD)

2.00 USD

0.41 USD

40.80 USD

Micropayments
(5 % + 0.05 USD)

2.00 USD

0.15 USD

15.00 USD

Make buying online better.

Sign Up for Free

Have questions? See our FAQs.

Frequently asked questions

How much does it cost to open a PayPal Business Account?

It's free to sign up for an account. PayPal merchant account fees only apply to transactions—which means you only start paying when you start selling. There are no set-up costs, monthly fees, or cancellations fees.

I've seen lower rates elsewhere. Why should I choose PayPal?

It's important to look at the TOTAL cost of processing credit cards. Other companies often publish discounted "show" rates, but you still get hit with cancellation charges, extra fees for accepting reward cards and corporate cards, and so on. We're upfront with you about all our fees.

Will my customers pay any fees?

It's free to pay with PayPal. There is a 4.5 % charge for any currency conversion. See our Consumer Fees Page.

Do I qualify for a discount?

It's worth finding out. Businesses often save money with our lower rates. Discounts apply to businesses with larger sales volumes or smaller transactions.

Does it cost any extra to withdraw money from my PayPal account?

There’s no charge to withdraw money from your PayPal balance to your US bank account. You can also withdraw your funds via check for a small fee of 11 per check. Withdraw your money now.