How much can I receive?
PayPal Working Capital is based on your PayPal sales history, so you receive an amount that fits your business.
There’s no credit check when you apply, so there’s no effect on your credit score.
Why choose PayPal Working Capital?
Flexible payments
You choose a share of your sales to automatically deduct as payments, so managing your cash flow is easier.
One affordable fixed fee
Don’t worry about periodic interest or hidden fees—you pay just one affordable fixed fee you know when you apply.
No credit check
Your loan is based on your PayPal sales, so no credit check is required, and it doesn’t affect your credit score.
Funding Time
Due to high demand, application processing may be delayed.
Simple pricing, simple payments
Get to know the basics.
1
How much can I receive?
2
How much does it cost?
How much does it cost?
There's just one fixed fee determined by:
The amount of your loan.
The repayment percentage you select.
Your business's PayPal sales history.
There are no other fees and no periodic interest.
3
How do I repay?
How do I repay?
You pay back the loan automatically with a percentage of your sales that you choose when you apply.
The higher your sales, the faster you repay. On days without sales, you won’t pay a thing, but you need to repay a minimum of 5% or 10% every 90 days to keep your loan in good standing.
You can also make manual payments and even pay the loan in full anytime with no early repayment fee.
The PayPal difference
PayPal Working Capital makes it easier for your business to get funding
Have questions?
Call us and we'll be happy to help.
1-877-981-2128
Monday - Friday
9AM - 8PM Eastern Time