Last updated on March 3, 2026
Last updated on March 3, 2026
The Monetary Authority of Singapore (“MAS”) requires us to provide this risk warning to you as a customer of a digital payment token (“DPT”) service provider. DPTs refer to digital payment tokens within the meaning given in the Payment Services Act 2019, which are supported by PayPal Pte. Ltd (hereinafter referred to as “PayPal”, “we”, “us”, or “our”), as may be added, removed or replaced from time to time.
Before you:
you should be aware of the following:
| 1 |
PayPal is licensed by MAS to provide DPT services. Please note that this does not mean you will be able to recover all the money or DPTs you paid to PayPal or any other third party referred to above, if PayPal or the third party's business fails. |
| 1A | You should be aware that MAS does not supervise or regulate PayPal for the provision of unregulated services. This includes any service of trading digital payment token derivatives such as futures. |
| 2 | You should not transact in a DPT if you are not familiar with the DPT. This includes how the DPT is created, and how the DPT you intend to transact is transferred or held by PayPal. |
| 3 | You should be aware that the value of DPTs may fluctuate greatly. You should buy DPTs only if you are prepared to accept the risk of losing all of the money you put into such tokens. |
| 4 | You should be aware that PayPal, as part of its license to provide DPT services, may offer services related to DPTs which are promoted as having a stable value, commonly known as "stablecoin". |
Please note that the above risk warning also applies to your payment of money or DPT to any third party under any agreement you entered into (a) upon inducement by PayPal for such third party to buy or sell DPTs; or (b) under an arrangement by PayPal for the transmission of your DPTs.
IF YOU HAVE QUESTIONS OR CONCERNS REGARDING YOUR CRYPTO CURRENCIES HUB, YOUR CRYPTO ASSETS, OUR SERVICE PROVIDER(S), OR RELATED TRANSACTIONS OR ACCOUNT ACTIVITY, PLEASE CONTACT PAYPAL CUSTOMER SERVICE OR CALL: 65-6510-4650.
These terms and conditions (“Cryptocurrency Terms”) are between you and PayPal, a Singaporean company, and govern your establishment and use of the portion of your account where you can hold, transact in, and learn about cryptocurrency (your “Cryptocurrencies Hub”).
If you are an individual, you must be a resident of one of the countries/regions where PayPal makes Crypto services available and at least 18 years old, or the age of majority in your country/region of residence, to access a Cryptocurrencies Hub established within your personal PayPal account (the “Consumer Cryptocurrencies Hub”) and use the related services.
To access the Cryptocurrencies Hub within your PayPal Business Account (the “Business Cryptocurrencies Hub”) and use the related services, the business must be organized in, operating in, or a resident of one of the countries/regions where PayPal makes crypto services available. If you establish a Business Cryptocurrencies Hub, you certify that you will use it primarily for a business or commercial purpose.
Service availability varies by country/region and may change at any time. You can confirm whether these services are available to you by logging into your PayPal account and accessing your dashboard. If the Consumer Cryptocurrencies Hub, Business Cryptocurrencies Hub or PYUSD functionality is visible, it is available to you, subject to these Terms.
By accessing and using the Cryptocurrencies Hub, you agree to comply with all applicable aspects of these Cryptocurrency Terms.
In addition, you agree to comply with the following additional policies and each of the other agreements on the Legal Agreements page that apply to you, including:
Please read carefully all of these Cryptocurrency Terms and each of the other agreements and policies that apply to you, including our Privacy Statement, which applies to the transaction and activity data we collect involving your Cryptocurrencies Hub.
Any capitalized terms used but not defined herein will have the meaning set out in the PayPal Account User Agreement. If there is any conflict between the PayPal Account User Agreement and these Cryptocurrency Terms, these Cryptocurrency Terms will govern and apply to the extent of such conflict.
We may revise these Cryptocurrency Terms and any of the agreements and policies listed above from time to time. The revised version will be effective at the time we post it on our website, unless otherwise noted. If our changes to these Cryptocurrency Terms reduce your rights or increase your responsibilities, we will post a notice on the Policy Updates page of our website and provide you at least 14 days' advance notice, or such longer period as required by law. All future changes set out in the Policy Updates page already published on the Legal Agreements page at the time you access and use the Cryptocurrencies Hub are incorporated by reference into these Terms and will take effect as specified in the Policy Update. By continuing to use our services, including by holding Crypto Assets (as defined below), after any change to these Cryptocurrency Terms, you agree to abide by and be bound by those changes. If you do not agree with any changes to these Cryptocurrency Terms, you must sell or transfer your Crypto Assets and stop accessing your Cryptocurrencies Hub. These Terms will continue to apply to your previous use of the Cryptocurrencies Hub. If there is a hold on your account, you may be able to sell, but not transfer, your Crypto Assets. Please note that there may be tax consequences when you sell and in certain situations when you transfer or receive Crypto Assets.