An address is confirmed if the buyer’s credit card billing address matches his or her shipping address. In some instances, PayPal can also confirm an address by examining the buyer’s PayPal account history.
Although the vast majority of unconfirmed addresses are not fraudulent, PayPal offers confirmed addresses as an additional layer of fraud protection. Confirmed addresses help guard against stolen credit cards and identity theft and decrease your chances of receiving a chargeback. However, it is important to note that you can still receive a chargeback for reasons unrelated to fraud.
Most unconfirmed addresses are not fraudulent and sellers don’t usually experience problems shipping to them. When you do ship to an unconfirmed address, PayPal encourages you to be alert to your buyer and minimize risk by following our Protection Tips for Sellers.
PayPal will confirm parts of your credit card billing address (i.e, the address where you receive your credit card statement).