Customers can get 6 months to pay. You get paid up front.
PayPal helps you sell more by providing your customers with access to financing from Bill Me Later1 on their qualifying purchases. Add our free, ready-made banner ads to tell your customers financing is available while they shop.
Advertise Bill Me Later to help boost your sales – it’s free and easy.
Your customers see your financing offer on your website.
They select Bill Me Later at checkout and complete a short application.
You get paid within minutes.
Good for your business
No cost to you - There is no extra charge when customers choose to finance; you only pay your normal PayPal transaction fee. PayPal also provides free banner ads for you to use to tell your customers that they can finance their purchases.
Get paid fast - You get paid the full amount, usually within minutes of your customer completing the purchase
Already built in - Bill Me Later is already included in most PayPal payment solutions, plus PayPal helps ease the burden of meeting billing, credit risk and regulatory requirements.
Good for your customers
More buying power - Customers can afford to buy more when they can pay over time. With PayPal, they get access to financing for 6 months on purchases of $99 or more. Subject to credit approval1.
Signup is simple - During checkout, customers select the Bill Me Later option, enter two pieces of information, accept the terms, and get a decision in seconds.Learn more
Tell your customers they can finance their purchase
When you advertise Bill Me Later to let customers know they have financing options early on in the shopping process, you can encourage larger purchases – and more of them.
A recent study has shown that implementing these banner ads can drive an 18% increase in online sales.2 And according to a recent consumer survey, 30% of Bill Me Later buyers would not have been likely to make the purchase if it wasn’t for the 6-month financing offer.3 That’s not just a boost to their PayPal sales, but a bump in their total online sales because with more time to pay, their customers are spending more.
PayPal provides free banner ads to help you advertise this new financing option effectively. Just place them on key pages on your website and in marketing emails, and PayPal will take care of the rest. The banners even update automatically to tell your customers about the latest special promotions from Bill Me Later, so your customers can get even better deals, while you still get paid the full amount.Learn more
How do I let my customers know?
PayPal provides free, ready-made banner ads that make it easy to let your customers know that financing is available. Simply:
1. Choose your banner ad and copy the code
2. Paste the code on your website or email
3. Watch your sales grow at no additional cost to you
Financing for customers is available as part of most PayPal checkout solutions. Find out if Bill Me Later is already built in to your solution.
Use banner ads to let your customers know about this new financing offer.
Tell your customers
When you let customers know they have financing options earlier in the shopping process, you can encourage larger purchases – and more of them. With a PayPal account, you can use our free ready-made banner ads on your website to tell your customers they can get 6 months financing, with no interest, through PayPal. Subject to credit approval1.
Give your customers access to financing when they check out with PayPalChoose your banners now
1Applicable for qualifying purchases of $99 or more if paid in full within 6 months. Customers check out with PayPal and use Bill Me Later. Bill Me Later is subject to consumer credit approval, as determined by the lender, Comenity Capital Bank.
2August 2013 commissioned study conducted by Forrester Consulting on behalf of PayPal entitled "The Total Economic Impact of PayPal's Bill Me Later Financing Banners." Data reflects a composite organization's online incremental sales and a 3-year, risk-adjusted return on investment, based on the organizations interviewed for the study.
3September 2013 comScore online survey of 2,023 PayPal/Bill Me Later buyers.
Bill Me Later® is available with most payment products from PayPalTM. To determine whether your PayPal product supports Bill Me Later, match the button on your online checkout page with the chart below. If it is supported, you're ready to start telling your customers about the benefits of financing.
|If your button looks like this:||Then your product is:||Ready to offer Bill Me Later?|
|PayPal Express Checkout|| Yes! Get banners now.|
Note: Certain payment features within these PayPal products don't support Bill Me Later:
|PayPal Payments Standard|
|PayPal Payments Advanced or Payflow Link|
|Some other button that my developer or cart created||Do 100% of your buyers check out on PayPal.com? If so, then you are probably using PayPal Payments Standard.|
|PayPal Payments Standard||Sorry. Bill Me Later is not available for donations, subscriptions, or installment plans at this time.|
For more information on PayPal products, please visit https://www.paypal.com/merchantservices