PayPal Payments Standard

Visa, Master Card, American Express, Discover, PayPal

Accept credit cards wherever you do business.

Get everything you need to accept credit cards from your customers. Online sales, invoicing, in-person payments … this solution securely handles them all.

  • Your customers don't even need a PayPal account
  • Easy setup, no programming skills required
  • No setup or monthly charges (See Pricing)
Get Started
Call: 1-888-818-3922

Accept credit cards and PayPal on your website.
(formerly Website Payments Standard)

Start selling on your website with our secure payment buttons. You can set up your button in about 15 minutes. It involves little more than copying and pasting a few lines of HTML onto your site. There’s no credit application or setup fees, and you only start paying when you start receiving payments. It also works with the most popular shopping carts, including Go Daddy, ASecureCart, and Ennyware. (See all).

Already accept credit cards online? Add a "Pay with PayPal" button to your checkout and watch your sales grow. Learn more.

What do my customers see?

Swipe credit cards with your free card reader.

PayPal Heretm is a simple way to accept credit and debit cards, PayPal and even checks—anywhere you do business. Unlike other mobile payment solutions, PayPal Here comes with an encrypted card reader and is backed by PayPal’s world-class security, risk and fraud-management systems. Learn more

Offer no-interest financing to your customers.

Your customers can now choose to finance1 qualifying purchases of $99 or more with no payments and no interest if they pay in full within 6 months. Plus, you get paid up front. PayPal also provides ready-made banner ads you can place on your website to let your customers know about this new financing option. A recent study has shown that implementing these banner ads can drive an 18% increase in online sales.2 Learn more

Email your invoices for faster payment.

Use your computer, smartphone or tablet to email professional looking invoices to your customers. Add your logo to our template and save any invoice to use again. Your customers don't need a PayPal account to pay you-they simply click to pay online and the money normally arrives in your PayPal account in minutes. It's free to send an invoice with PayPal. You just pay a small percentage of the invoice amount when it gets paid. What do my customers see?

Access your money quickly.

When the order is complete, the money usually shows up in your PayPal account in a few minutes. From there, transfer it to your bank account, spend it wherever PayPal is accepted or use your PayPal Debit Card at the ATM or in stores. You'll earn 1% cash back when you sign for purchases.

Keep your costs down.

Like most credit card processors, we charge a fixed percentage and a transaction fee on every sale. What makes PayPal different is that there are no extra fees for setup, statements, withdrawals or cancellation. Those hidden fees can really add up.

See Pricing

Do right by your customers.

PayPal is always free for your customers to make a purchase. They don’t even need a PayPal account and can pay you in any of 24 currencies. Over 100 million people trust PayPal to help protect their financial info. And with our built-in mobile checkout, your smartphone customers will be happy too..

Keep up with your payments.

Monthly statements, downloadable logs and instant transaction searches are all part of the service. Need to work out sales tax and shipping costs? Show the correct amounts at checkout with our instant calculators. We'll even help you create shipping labels.

Protect your business from fraud.

If there's one thing people know about PayPal, it's how seriously we take security. Automatic fraud screening and our Seller Protection Policy help keep you and your customers safe. And since PayPal is PCI compliant, your task of meeting these standards is a good deal simpler.

Need a different solution?

PayPal Payments Advanced may be a better option for your business.
Compare solutions

Get Started
Call: 1-888-818-3922

1 Promotional Financing is available through Bill Me Later. Bill Me Later is a line of credit provided by Comenity Capital Bank.

2 August 2013 commissioned study conducted by Forrester Consulting on behalf of PayPal entitled "The Total Economic Impact of PayPal's Bill Me Later Financing Banners." Data reflects a composite organization's online incremental sales and a 3-year, risk-adjusted return on investment, based on the organizations interviewed for the study.


PayPal Payments Standard
PayPal Payments Advanced PayPal Payments Pro
MONTHLY FEE $0 $5 $30
SETUP FEE $0 $0 $0
(based on monthly sales)

$0 to $3,000

2.9% + $0.30 2.9% + $0.30 2.9% + $0.30

$3,001+ to $10,000

2.5% + $0.30* 2.5% + $0.30* 2.5% + $0.30*

$10,001 to $100,000

2.2% + $0.30* 2.2% + $0.30* 2.2% + $0.30*


2.2% + $0.30* 2.2% + $0.30* 2.2% + $0.30*
(Swiped and PayPal transactions)
2.7% 2.7% 2.7%
(Typed and scanned transactions)
3.5% + $0.15 3.5% + $0.15 3.5% + $0.15
(based on monthly sales)

$0 to $3,000

N/A N/A 3.1% + $0.30

$3,000+ to $10,000

N/A N/A 2.7% + $0.30*


N/A N/A 2.4% + $0.30*


If your transactions average less than $10, you could save money with our "5% plus 5¢" rate.

The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% charge to receive payments from another country.

*Merchant Rate Qualification Required

When your monthly sales exceed $3,000 and you've been a PayPal member more than 90 days, please fill out a one-time application, subject to approval.


If your monthly transactions are $0-$100,000, the fees are as above, per your PayPal Payments plan. If your monthly sales exceed $100,000, please call 1-888-818-3928 for lower rates.

What do my customers see?

What do my customers see?