Buy now and pay over time with PayPal Credit. Use your digital, reusable credit line anywhere PayPal is accepted. Enjoy 6 months special financing on purchases of $99.00+. See terms.Log In
Not a PayPal Credit customer? Learn More
Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See terms.
PayPal Credit helps give you the flexibility to buy what you need when you need it wherever PayPal is accepted.
If your purchase doesn't match the exact description or doesn't arrive at all, PayPal can refund the full purchase price.
See Terms and Limitations.
With no card numbers or expiration dates, check out anywhere PayPal is accepted in just a few clicks.
If you have a current PayPal Credit account that is not linked to an account with PayPal, you need to link your accounts to enjoy all the benefits of PayPal. Link My Accounts.
Purchase Payment Security to get some protection from the unexpected. Payment Security can cover your minimum monthly payments or up to $10,000 of your PayPal Credit account balance in the case of a qualifying event. Terms apply.**
Access your PayPal Credit account at any time online or manage your account on the go with the PayPal mobile app.
†For New Accounts: Variable Purchase APR is 26.24%. The APR is accurate as of 9/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.