Payflow Payment Gateway

Accept credit cards online using your merchant account.

A payment gateway links your website to your processing network and merchant account. Like most gateways, Payflow payment gateway handles all major credit cards. What makes our gateway different is the low rates and incremental sales boost from offering PayPal and
Bill Me Later ® payment options on your site.

  • No setup or monthly fees for Payflow Link (See Pricing)
  • Works with almost any merchant account, processor, and shopping cart.
  • Instantly accept PayPal payments and increase sales by an average of 18%1.
Get Started
Call: 1-877-579-5977

Help keep your costs down.

Take advantage of some of the lowest rates available today. With our hosted gateway, Payflow Link, there are no set-up or monthly fees. You simply pay a low 10-cent transaction fee on every sale.

See Pricing

Easily track every transaction.

Once you've set up your Payflow gateway, you can get back to running your business. Our PCI-compliant solution simplifies most of the work and cost of meeting regulatory requirements. And you can stay on top of every dollar with our online account management dashboard, PayPal Manager.

Boost sales by offering more ways to pay.

Buyers love the ease and security of PayPal, so offering the PayPal Express Checkout button on your site can have an immediate impact on sales.
Bill Me Later ® is also included at no extra cost, giving your customers the option to buy now and pay later with special financing for 6-months on purchases of $99 or more2.
Now seeking partnerships
paypal partnership
Take advantage of discounted pricing, marketing support and technical tools for:
Learn more

Need a merchant account?

With PayPal Payments, you get a gateway and merchant account in one. Call our sales team at 1-877-579-5977 for a rate comparison and see how much you can save.
Learn more

Already have a Payflow account?

Log in to PayPal Manager

Need integration docs?

Get everything you need here.

Have more questions?

See Payflow FAQs
1In an independent survey by Ipsos Public Affairs in July 2010, online merchants reported an average 18% increase in sales since adding PayPal Express Checkout.
2Bill Me Later ® is subject to consumer credit approval, as determined by the lender, Comenity Capital Bank.


ProductSetup feeMonthly feeGateway fee for credit card payments*
Payflow Link$0$0$0.10
Payflow Pro$99$25
Transaction fee for PayPal payments,
including Bill Me Later ®
$0 to $3,0002.9% + $0.30
$3,000+ to $10,000 2.5% + $0.30
$10,000+ 2.2% + $0.30
$100,000+Call 1-877-579-5977

*Payflow Link and Payflow Pro are for use with your merchant account from another bank or processor. Transaction fees charged by your merchant account provider would still apply. If you need a merchant account, please see our PayPal Payments Advanced and Pro offerings.

PayPal and Bill Me Later ® are required payment options with Payflow Link. The pricing table above for PayPal and Bill Me Later transactions applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% charge to receive payments from another country.

Add-on ServicesMonthly feeAdditional cost per transaction
Recurring Billing$10$0
Advanced Fraud Protection Service$10$0.05
Buyer Authentication$10$0.10