Fast access to your money, with rewards.

The PayPal Business Debit MasterCard accelerates your cash flow by providing direct access to your PayPal balance. Plus, you can earn unlimited 1% cash back on your eligible purchasest everywhere Debit MasterCard is accepted.

Get rewarded for your business purchases.

Unlike other debit cards, the PayPal Business Debit MasterCard earns you 1% cash back on all your eligible purchasest (restrictions apply, see Cardholder Agreement). If you’ve received and activated your card, enrolling in rewards can be done easily in a matter of minutes.

Enroll your card

Choose your source for backup funding.

It’s easy to use your card, even with a $0 PayPal account balance when you add a bank account as a backup funding source to your debit MasterCard1 card.

Set up Backup Funding on your card

Frequently Asked Questions

Where is the money debited from?

Funds are deducted from your PayPal balance. Once you’ve used up your PayPal balance, you can continue to make purchases using your backup payment method (does not apply to cash withdrawals). This feature is available at no extra charge, and allows you to still earn 1% cash back on your eligible purchases. To set-up a backup funding source, visit and click 'Add backup now.'

What type of purchases qualify to earn cash back?

You can earn 1% on most purchases made online, over the phone, or that require a signature. Simply enroll your debit card at and click 'Enroll now'.

Are there any fees for using the debit card?

Minimal fees do apply when using the PayPal Business Debit MasterCard. For complete details, please see the Cardholder Agreement. View Cardholder Agreement

Is there a withdrawal or spending limit for the debit card?

Standard daily limits do apply when using the PayPal Business Debit MasterCard: $3,000 USD for purchases and $400 USD for cash withdrawals.

Need help with PayPal Business Debit MasterCard?

Next steps for cardholders:
Activate your card

Enroll in cash back

Set up a backup funding source

Need help with an existing PayPal Business account?

t Additional enrollment for cash back is required. You’ll receive 1% unlimited cash back when your purchase is completed as a credit transaction by phone, online or in stores. Payments using a PIN or transactions that the merchant processes as PIN-less debit are not eligible for cash back. Additionally, you’ll only receive cash back when your monthly-earned cash back is at least $1.00. Cash back earned that’s less than $1.00 will not be awarded and does not carry over to the next month.

* Conditions and exceptions apply, see Cardholder Agreement.

1 You can use your card with a $0 PayPal account balance when you add a bank account as a backup funding source to your debit card.

The PayPal Business Debit MasterCard is issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. MasterCard is a registered trademark of MasterCard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

I love the PayPal Business Debit MasterCard. Funds from PayPal Here are instantly available on my card. If I take a payment on a Saturday, I don’t have to wait until Tuesday to spend that hard-earned money.

- Jennifer Rashkin SocialPop Marketing

Start getting rewarded for your business purchases.

Get a Debit Card Today

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