Now there are fast and simple ways to fund your
business with the PayPal Business Loan and
PayPal Working Capital. The first step is to sign
up for a PayPal Business account.
Now you have options when it comes to fast access to cash at a competitive price. Learn more about both types of business loans and how to access the cash your business needs, for the growth you want.
Best suited for businesses with at least 9 months in business and $42,000+ in annual revenue. A PayPal Business account is required to fund your loan (processing payments with PayPal is optional).
Best suited for existing PayPal customers that have had a PayPal Business account for at least 90 days and have processed $15,000+ with PayPal within the last 12 months.**
*Loans from $1,000 to $200,000 are available to qualifying first time borrowers (and up to $300,000 for qualifying subsequent borrowers).
**To apply for PayPal Working Capital, your business must have a PayPal Business or Premier account for at least 90 days and process a minimum of $15,000 (or for Premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.
*The lender transfers funds to your PayPal Business account as fast as the next business day if the lender has received the documents the lender asked for and approved the loan by 5:00 p.m. Eastern Time, Monday through Friday (excluding bank holidays).
**Completing the questionnaire will assess your business’s eligibility, allow you to review estimated offers if eligible, and will not impact your credit score. Should you decide to complete the loan application process, credit checks and other public records checks will be performed which may impact your credit score.
Accept payments online, in store, or on the go. Plus, you can connect your business to over 200 million account holders who trust the PayPal way to pay.
Send customized invoices that your customers can pay quickly online with a credit or debit card, PayPal, or PayPal Credit*. Whichever payment method they choose, you receive your money usually in minutes.
Offer PayPal Credit* with no risk or cost to you. Your customers can use this revolving credit line to get No Interest if paid in full in 6 months on purchases of $99 or more.
With the PayPal Here app and your choice of card readers, you can accept chip cards, magstripe cards, and contactless payments like Apple Pay - on the go or in your store.
The lender for PayPal Business Loan and PayPal Working Capital is WebBank, Member FDIC.