PayPal Working Capital

  • Flexible payments
  • One affordable fixed fee
  • No credit check

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Why choose PayPal Working Capital?


Simple pricing, simple payments

Get to know the basics.


How much can I receive?

How much can I receive?

PayPal Working Capital is based on your PayPal sales history, so you receive an amount that fits your business.

There’s no credit check when you apply, so there’s no effect on your credit score.


How much does it cost?

1 Fixed Fee

How much does it cost?

There's just one fixed fee determined by:

  • The amount of your loan.

  • The repayment percentage you select.

  • Your business's PayPal sales history.

There are no other fees and no periodic interest.


How do I repay?

80% to your business and 20% to loan repayment

How do I repay?

You pay back the loan automatically with a percentage of your sales that you choose when you apply.

The higher your sales, the faster you repay. On days without sales, you won’t pay a thing, but you need to repay a minimum of 5% or 10% every 90 days to keep your loan in good standing.

You can also make manual payments and even pay the loan in full anytime with no early repayment fee.


The PayPal difference

PayPal Working Capital makes it easier for your business to get funding


Have questions?

Call us and we'll be happy to help.


Monday - Friday

9AM - 8PM Eastern Time

Ready to get started?

Apply Now