Enjoy No Interest if paid in full in 6 months on eBay.com purchases of $149.00+ when you check out with PayPal Credit.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms. 

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Additional Information about PayPal Credit

Purchase on eBay.com

Make a cart purchase of $149.00+ on eBay.com and enjoy 6 months special financing. Subject to credit approval. See terms.

Spend $149.00+

This is not an introductory offer. The offer is automatically applied on cart totals of $149.00 or more. However, cart totals of less than $149.00 cannot be combined to meet the minimum purchase amount.

Interest Rate

For New Accounts: Variable Purchase and Cash APR is 31.39%. Variable Penalty APR is 35.99%. The APRs are accurate as of 9/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. For the current APR, see Terms and Conditions.

About PayPal Credit

PayPal Credit is a reusable Credit line available on eBay.com and wherever PayPal is accepted. Plus, it comes with the same secure transactions and flexibility you trust from PayPal.

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More payment flexibility.

Pay now or over time. You decide what's best for you.

Manage your accounts at PayPal.com.

By simply logging into PayPal.com, you can keep track of all your PayPal and PayPal Credit transactions at any time. Plus, we will email you when your monthly statement is ready so you can stay on top of your payments. If you don't have an account with PayPal, it's easy to sign up at PayPal.com.

Easy, fast checkout.

There’s no need to re-enter credit card or bank account details for each purchase. So you can get in, get out and get on with your life.

Protecting your purchases is our priority.

Eligible purchases can qualify for our PayPal Purchase Protection. See Limitations.

If approved, we start you off with a minimum credit line of at least $250.00. For New Accounts: Variable Purchase and Cash APR is 31.39%. Variable Penalty APR is 35.99%. The APRs are accurate as of 9/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. For the current APR, see Terms and Conditions. If you miss a payment your late fee could be up to $41.00, even less if it’s your first time. See FAQ for more information.

Purchases Under $149.00

You can also use PayPal Credit for purchases under $149.00. Avoid interest by paying your purchase balance in full by the due date, or make the minimum payments until you’ve paid off the purchase and the accumulated interest from the posting date.

Still have questions?

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PayPal Credit is subject to credit approval as determined by the Lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges. 



Promotional offers may not be available in certain categories including: Everything Else –Adult Only, eBay Motors, Real Estate and Bullion. Copyright 2024 Bill Me Later, Inc. All rights reserved. The lender for PayPal Credit accounts is Synchrony Bank.