Get your tax refund faster than the speed of a paper check.

Get your tax refund1 quickly2 by having it transferred straight into your account at PayPal - with no cost. Enjoy the convenience and security of the PayPal Cash Mastercard® to spend or withdraw your refund.
Maximum daily withdraw limit of $400 for ATMs and $3,000 for card purchases.3

Get Direct Deposit Details

PayPal Cash Plus account required to get the card, and use Direct Deposit feature.
Don’t have a PayPal Cash Card with Direct Deposit? Get started.

How to complete your tax return form for Direct Deposit.

That's it! Once processed, your tax refund will be automatically added to your account. We'll send you an email when your refund arrives.

Get Started

Enjoy fast access to your tax refund.

As soon as your tax refund is transferred it will be available in your account. Use your PayPal Cash Card to access your funds directly for purchases, everywhere Mastercard is accepted. There are no monthly or annual fees, no minimum balance requirements and no credit check*. There is a maximum daily withdraw limit of $400 for ATMs and $3,000 for card purchases.3

*This is not a credit card.

The PayPal Cash Card lets you use your refund to:

Use the PayPal Cash Card to shop everywhere Mastercard is accepted, both in-store and online.

Withdraw cash at no cost from more than 33,000 MoneyPass® ATMs nationwide3.

Easily pay our bills using your PayPal Cash Card.

Discover more ways to manage your tax refund with PayPal.

Make a budget with Goals

Put your refund money aside for bills, emergency expenses and other important purchases. When you use PayPal, money in your Goals won't be touched.5

Manage your money with the app

Use the PayPal mobile app to to check your account balance, load cash into your account, track your investments, create and customize your Goals and more.

Frequently Asked Questions

How do I add my PayPal Direct Deposit information to my tax refund form?

1. Log into your account via the PayPal mobile app or website and choose “settings” to locate the routing and account numbers. Make sure you have already signed up for Direct Deposit and the PayPal Cash Mastercard. If you haven’t, it’s easy to apply today. A PayPal Cash Plus account is required.

2. Input both numbers into your tax form where designated, and be sure to select “checking” as the account type.

3. Once processed, your refund will automatically be added to your PayPal Cash Plus balance. An email will be sent to you when your refund has been received.

1Limited to Direct Deposit of a federal or state tax refund, where permitted under applicable law. IRS may not submit refund information early. Nine out of ten e-filed tax returns with Direct Deposit will be processed within 21 days of IRS e-file acceptance. For up-to-date information from the IRS, visit

2Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies, versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

3ATMs must display the Mastercard®, Cirrus®, PULSE® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.

4Direct deposit is subject to the payor’s support of this feature. Funds deposited via direct deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject or limit transfers via direct deposit in our sole discretion. If you wish to cancel direct deposits, you must contact your employer. Paypal does not charge any fee to set up or maintain direct deposit. Refer to your PayPal User Agreement for complete direct deposit details.

Once it’s set up, direct deposit usually takes two (2) pay cycles to begin, but timing can vary across employers. Please check with your employer for specific timing.

5PayPal balance is eligible for pass-through FDIC insurance.

6PayPal Cash Plus account required to get the card.

Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.

The PayPal Cash Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted.

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