You can use the PayPal Prepaid Mastercard® to eat, drink and shop anywhere Debit Mastercard is accepted. Order online and once your information has been verified, you'll receive your Card in the mail within 7-10 business days. Subject to activation and identity verifications.*Order Your Card
Already have a PayPal Prepaid Card account?
Activate your Card Account here.
How do you add money to your card? Use the no-cost1 Direct Deposit service and you can have access to your funds up to 2 days faster2 than what traditional banks offer. Make transfers3 from your account with PayPal to your PayPal Prepaid Card Account. You can also add money at more than 130,000 Netspend Reload Network locations nationwide.4 Scroll down for disclosures * , 1-4
You can receive special offers and Payback rewards.5 And you can open an optional, tiered-rate Savings Account6 through The Bancorp Bank, Member FDIC. Plus with the Refer-A-Friend7 program, you and a friend could both receive a $20 credit. After your friend orders a new Card, verifies their identity, and loads at least $40 to their Card Account, you will both receive a credit.
*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a PayPal Prepaid Card Account. WHAT THIS MEANS FOR YOU: When you open a PayPal Prepaid Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the PayPal Prepaid Card Account. If your identity is partially verified, full use of the PayPal Prepaid Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of PayPal Prepaid Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
1 While this specific feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement or Online Account Center for more details.
2 Faster funding claim is based on a comparison of Netspend's policy of making funds available upon receipt of payment instructions versus the typical banking practic of posting funds at settlement. Fraud prevention restrictions may delay availablility of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instructions.
3 PayPal Transfers require a PayPal Balance account and a personalized card, which arrives within 10 business days after activation of your instant-issue card. If you do not already have a PayPal Balance account you will link to this Card, visit paypal.com to get one, or you may get one when you activate this card online. A PayPal Balance account is required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your account at PayPal. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. Only one (1) PayPal Prepaid Mastercard may be lined to one (1) account at PayPal. PayPal Transfers cannot be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com online account to which various funding sources, including a PayPal Prepaid Card, may be linked.
4 A fee may be assessed by reload location and may vary from location to location.
*Must have a PayPal Balance account to maintain and use a balance with PayPal.
5 Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards Page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. The Bancorp Bank, Mastercard or PayPal are not affiliated in any way with the program and neither endorses nor sponsors it.
6 The Savings Account is made available to Cardholders through The Bancorp Bank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account. The interest rates and APYs of each tier may change. The APYs were accurate as of January 1, 2019. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Member FDIC upon verification of cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank will be aggregated up to the coverage limit, currently $250,000.00.
7 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward will be credited to either party if referred individual had another Netspend managed card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder’s knowledge of referred person establishing a Card Account with us. The Bancorp Bank and PayPal are not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.
8 No charge for this service, but your wireless carrier may charge for messages or data.
The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated.
Netspend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, identity verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Card may be used everywhere Debit Mastercard is accepted.
PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners.
® 2021 Total System Services, Inc. ® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.