Enjoy the magic of more time.

Shop Where You Want

There when you need it.

You can use PayPal Credit at thousands of merchants, both online and in-store, to enjoy the perks of more time to pay. Plus, with special offers at selected retailers and flexible financing options, you can shop with confidence knowing you get the best savings along with payments that work for you.

Find Inspiration

Try something new.

When you get more time to pay, the possibilities are endless. PayPal Credit lets you get what you want out of life with more time to pay. You can use your credit line virtually everywhere PayPal is accepted, so there’s nothing holding you back.

Get Ready

Welcome whatever life brings.

Big news can often mean big purchases, but that doesn’t have to mean big payments. When you shop with PayPal Credit, you can break your payments up over time using Easy Payments with PayPal Credit, or enjoy more time to pay with special financing offers. Use PayPal Credit online or in store to find just the right things for whatever life brings.

Buying now and paying later.
That’s the magic of more time.

When you need to buy something, you don’t want to wait. With PayPal Credit, you can enjoy special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more. Buying with the power to pay as you choose and still enjoying the security and reliability of PayPal...now that’s magic

Interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months. See terms.

There when you need it

PayPal Credit is a revolving credit line that is attached to your PayPal account. Set it as your default payment type, and when you shop with PayPal, you’ll get more time to pay on every qualifying purchase.

No Annual Fee

The comfort of buying now and paying over time right from your PayPal wallet has the added benefit of no annual fee. The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest charge is $2.00.

Easy account management

Whether you are on your computer or on your mobile device, PayPal Credit gives you the flexibility to check your statements, make payments and more right from your PayPal account.

Presto.

The flexibility, convenience, security and enjoyment of PayPal and PayPal Credit gives you the best shopping experience around. That’s the magic of more time.

Manage your account