Enjoy the magic of more time.

Power Up

Power up with PayPal Credit.

When you shop with PayPal Credit, you don’t have to wait to get the things you want. You can enjoy immediate purchasing power, pay later and even take advantage of special financing offers. All so you can get what you want, when you want it.

Save The Day

Money well sent.

With PayPal Credit, the funds you need are there whenever you need them. So you can pay the contractor, cover emergencies, or be there for a loved one – even when you’re miles away. All you need is an email address or mobile phone number to send money with the ease and security of PayPal. Plus, when you send money with PayPal Credit, they get paid immediately, and you can pay now, or pay over time. A flat fee of 2.9% + $0.30 US dollars (USD) per transaction is included. Learn more.

Get Away

Get away with more time to pay.

It’s easy to make travel purchases with PayPal Credit, and even easier to make payments. With special financing offers and Easy Payments with PayPal Credit, you’ll enjoy a flexible payment schedule. And that means more time to enjoy your time away.

Buying now and paying later.
That’s the magic of more time.

When you need to buy something, you don’t want to wait. With PayPal Credit, you can enjoy special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more. Buying with the power to pay as you choose and still enjoying the security and reliability of PayPal...now that’s magic

Interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months. See terms.

There when you need it

PayPal Credit is a revolving credit line that is attached to your PayPal account. Set it as your default payment type, and when you shop with PayPal, you’ll get more time to pay on every qualifying purchase.

No Annual Fee

The comfort of buying now and paying over time right from your PayPal wallet has the added benefit of no annual fee. The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest charge is $2.00.

Easy account management

Whether you are on your computer or on your mobile device, PayPal Credit gives you the flexibility to check your statements, make payments and more right from your PayPal account.

Presto.

The flexibility, convenience, security and enjoyment of PayPal and PayPal Credit gives you the best shopping experience around. That’s the magic of more time.

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