Shop with PayPal Credit's digital, reusable credit line anywhere PayPal is accepted and enjoy 6 months special financing on purchases of $99.00+. Just fill out a quick application, and get a credit decision in seconds.Apply Now
Subject to credit approval. See terms.
Already a PayPal Credit customer? Explore Your Account
Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms.
Just answer a few quick questions, and you’ll know within seconds if you’re approved.
If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.
PayPal Credit helps give you the flexibility to buy what you need when you need it wherever PayPal is accepted.
If your purchase doesn't match the exact description or doesn't arrive at all, PayPal can refund the full purchase price.
See Terms and Limitations.
With no card numbers or expiration dates, check out anywhere PayPal is accepted in just a few clicks.
The convenience of buying now and paying over time has the added benefit of no annual fee.
See Terms and Conditions.
If you have a current PayPal Credit account that is not linked to an account with PayPal, you need to link your accounts to enjoy all the benefits of PayPal. Link My Accounts.
If approved for PayPal Credit, purchase Payment Security to get some protection from the unexpected. Payment Security can cover your minimum monthly payments or up to $10,000 of your PayPal Credit account balance in the case of a qualifying event. Terms apply.**
Fill out a quick application and get a credit decision in seconds. If approved, shop instantly with PayPal Credit right from your account with PayPal.
Still have questions?Visit Our FAQs
†For New Accounts: Variable Purchase APR is 26.24%. The APR is accurate as of 9/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.