Offer Details


Purchases of $99+ made on or before July 1, 2018:

No Payments + No Interest if paid in full in 6 months when you spend $99 or more.

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • No minimum payment required during the 6 month promotional period.
  • If you don't pay before the promotional period ends, you will owe interest at an Annual Percentage Rate (APR) of 19.99% on any remaining balance after the expiration date.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

Purchases of $99+ made on or after July 2, 2018:

No Interest if paid in full in 6 months on purchases of $99 or more.

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 months period.
  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 4/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

Purchases of $98.99 or less:

Buy now and pay over time with PayPal Credit when you spend $98.99 or less.

  • If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.
  • Or make the minimum monthly payments or any amount in between until you've paid off your balance according to your standard account terms.
  • We'll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.
If approved, Comenity Capital Bank will extend credit to you for the amount financed to pay for your purchase. Comenity Capital Bank will pay the merchant on your behalf for the purchase.

About PayPal Credit

  • PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay. Plus, it comes with the same security and flexibility you trust from PayPal.
  • If approved, we start you off with a minimum credit line of at least $250.
  • The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest Charge is $2.00.
  • If you miss a payment your late fee could be up to $38, even less if it's your first time.

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Copyright 2018 Bill Me Later, Inc. All rights reserved. The lender for PayPal Credit accounts is Comenity Capital Bank.