Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See terms.
PayPal Credit helps give you the flexibility to buy what you need when you need it wherever PayPal is accepted.
If your purchase doesn't match the exact description or doesn't arrive at all, PayPal can refund the full purchase price.
See Terms and Limitations.
With no card numbers or expiration dates, check out anywhere PayPal is accepted in just a few clicks.
Purchase Payment Security to get some protection from the unexpected. Payment Security can cover your minimum monthly payments or up to $10,000 of your PayPal Credit account balance in the case of a qualifying event. Terms apply.**
†For New Accounts: Variable Purchase APR is 26.24%. The APR is accurate as of 9/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.