Use PayPal Credit's digital, reusable credit line to shop online anywhere PayPal is accepted, and get 6 months special financing on purchases of $99+ every time you shop. See terms
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Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See terms
No matter what you're shopping for, PayPal Credit helps give you the flexibility to buy what you need when you need it.
PayPal Credit helps make it easier to fit purchases, big or small, in to your budget every time you shop at your favorite online stores where PayPal is accepted.
If your purchase doesn't match the exact description or doesn't arrive at all, we can refund the full purchase price plus original shipping costs.
See Terms and Limitations
If you aren't happy with your order, we can refund the cost of sending it back.*
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Check out with just a tap by connecting with One Touch™.
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The convenience of buying now and paying over time has the added benefit of no annual fee.
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Access your PayPal Credit account at any time. To manage your account on the go, download the PayPal mobile app.
Still have questions?
Visit Our FAQs†For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
*Limitations apply. This program is open only to eligible U.S. PayPal account owners. Once the service is activated, participants may receive up to 12 refunds (up to $30 per refund request) per calendar year (January 1 – December 31) on qualifying returns of tangible items returned in accordance with seller’s return policy. Other limitations apply. See full terms and conditions.
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