Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See terms.
PayPal Credit helps give you the flexibility to buy what you need when you need it wherever PayPal is accepted.
If your purchase doesn't match the exact description or doesn't arrive at all, PayPal can refund the full purchase price plus original shipping costs.
See Terms and Limitations.
If you aren't happy with your order, PayPal can refund the cost of sending it back.*
See Limitations and Learn More.
With no card numbers or expiration dates, check out anywhere PayPal is accepted in just a few clicks.
†For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 3/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
*Limitations apply. This program is open only to eligible U.S. PayPal account owners. Once the service is activated, participants may receive up to 12 refunds (up to $30 per refund request) per calendar year (January 1 – December 31) on qualifying returns of tangible items returned in accordance with seller’s return policy. Other limitations apply. See full terms and conditions.