Shop online. Pay by bank. It's easy and secure.

First, create a PayPal account, if you don’t already have one. We’ll ask you if you want to link a bank account to your account and walk you through the steps.

Once you have a bank account linked, you can choose it as your payment method whenever you check out. In most cases, your bank will already be selected.

We’ll never share your bank account information with the merchant. Instead, we’ll pay the merchant on your behalf. We’ll then debit your bank account for the amount of your purchase.

First, log in to your PayPal account. Then click on “Wallet,” and then “Link a Bank.” We’ll guide you through the steps.

We never share your financial information with merchants. This way, even if the merchant’s website gets compromised, your bank account information is secure. In addition, we monitor your account for fraud 24x7.

You're also covered by PayPal Purchase Protection for eligible transactions, which includes zero liability for any unauthorized purchases made from your account, in the unlikely event that your PP account is compromised.Learn more

We offer Purchase Protection. If your online purchase (from eBay or elsewhere) doesn’t arrive or is different than what was described, tell us and we’ll look into it. If we find that something’s wrong, we’ll reimburse you for the full purchase price of any eligible item, plus eligible shipping costs.See Eligibility

1. Log into your PayPal account.

2. Click “Activity”.

3. Click the transaction that you wish to report.

4. On the next page, you’ll be able to report any unauthorized activity.

1. Log into your PayPal account.

2. Click “Activity”.

3. Click on the transaction you want to view.

4. You’ll see the status of that transaction.

The length of time for the debit to appear in your bank account depends on the type of transfer from your bank account to PayPal. There are 3 types of transfers from your bank account to PayPal:

1. Instant Transfers: We’ll initiate the debit to your bank account when you make a purchase. The debit usually posts to your bank account within 3 business days.

2. Pay After Delivery: If your transaction was eligible for the Pay After Delivery feature, then PayPal will initiate the debit to your bank account 14 days after your purchase. The debit usually posts to your bank account within 3 business days.

3. eChecks: An eCheck is like a regular check, and it typically takes up to 5 business days for an eCheck to clear. Look for the debit in your bank account within 5 days after the purchase. Note that with eChecks, PayPal only pays the recipient once the eCheck has cleared. With Instant Transfers or Pay After Delivery, the recipient receives the money right away.

If you paid with your bank account or PayPal balance, your payment will be refunded to your PayPal balance. Refunds are in the same currency and at the same conversion rate as the original payment.

Your bank account might not be confirmed. We require confirmation to make sure that only authorized users can link a bank account to their PayPal account. To confirm, you’ll need to either: (1) verify the amounts of 2 small deposits made by PayPal to your bank account, which takes 2-3 days or (2) use your online banking credentials to instantly confirm your bank account.

To confirm your bank account:

1. Log into your PayPal account.

2. Click on “Wallet”.

3. Once on the Wallet page, click on your bank account and follow the instructions to confirm your bank account.

If your bank account is already confirmed and you’re still unable to use your bank account when shopping using PayPal, please contact Customer Service through the PayPal Help center.

Please first try searching the PayPal Help Center.

If your question still isn’t answered, the Help Center also has instructions for contacting Customer Service.