How PayPal Works

Millions of people trust PayPal to buy, sell, and send money—without sharing their financial information.

how paypal works

There's a world of ways to use PayPal

Join over 300 million PayPal users

Users and merchants in our growing network count on us to help them securely spend, send, and get their money. Our focus on fraud protection, 24/7 monitoring, and secure encryption technology is one reason why we've been a trusted brand for over 20 years.

Easily and securely spend, send, and manage your money with just one account.

1 Terms and limitations apply to PayPal Purchase Protection.

2 An account with PayPal is required to send and receive money using PayPal, the PayPal app and PayPal.Me.

3 If your purchase involves currency conversion, a fee will apply.

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