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1 An account with PayPal is required to send and receive money.
2 Fees and Limitations apply. In addition to the transaction fees, Xoom also makes money when it changes your U.S. dollars into a different currency.
3 A PayPal account is required to chip in, but if you’d like to create your own Money Pool, you'll need to get set up with PayPal Cash or PayPal Cash Plus.