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Offer ends 9/30/2022. Terms apply.*
Get what you love now and Pay in 4 later
Choose PayPal at checkout and under “Pay Later”, select “Pay in 4” as your payment method and use your Discover Card to make your purchase. PayPal will determine if you are approved for Pay in 4 with no harm to your credit score.1
Your down payment is made at checkout. Then one payment will be made every two weeks automatically.1 You’ll see this as 4 separate transactions on your Discover statement.
You must make your Pay in 4 purchases by August 14, 2022 in order for all of your installments to qualify for 5%. Any installments with a transaction date on or before September 30, 2022 will earn 5%.2
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- *Activate to earn 5% Cashback Bonus at Restaurants and PayPal from 7/1/22 (or the date on which you activate 5%, whichever is later) through 9/30/22, on up to $1,500 in purchases. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias, fast food locations, and restaurant delivery services. PayPal eligible purchases are made through the PayPal wallet online, money transfers via PayPal using your card, and point-of-sale transactions using PayPal Here. Payments made through the Xoom transfer service are not eligible for 5%. Using PayPal on restaurant purchases will only earn a total of 5%. PayPal and the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program. Purchases must be made with merchants in the U.S. To qualify for 5%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 5% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 5% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.
- 1Pay in 4 is available to consumers upon approval for purchases of $30-$1,500. Pay in 4 is not currently available to residents in Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any US Territories. Loans to California residents are made or arranged pursuant to California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee. NMLS #910457. Rhode Island Small Loan Lender Licensee. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.
- 2Pay in 4 purchase(s) must be made by 8/14/22 to earn 5% cash back on all installments. Only Pay in 4 installment payments made with Discover will earn 5% cash back. Pay in 4 purchase installments with a transaction date on or after October 1, 2022, will not qualify for 5%. You can only earn 5% on up to $1,500 in purchases during the 5% program from 7/1/22 (or the date on which you activate 5%, whichever is later) through 9/30/22. Discover does not determine the transaction date. Discover does not endorse, is not a sponsor of, and is in no way affiliated with the Pay in 4 program.
- 3Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.