However you want to pay, PayPal can do that. Access money directly from your PayPal balance with our debit and prepaid cards, or easily finance your everyday purchases with our variety of credit products.
PayPal Cashback Mastercard Terms and Conditions:
1See the Rewards Program Terms for details. To earn Cash Rewards, you must have an open PayPal Account in good standing to which your Card Account is linked. If your PayPal Account is closed for any reason, or if your Card Account is no longer linked to your PayPal Account, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.
†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
2For New Accounts: Variable Purchase APR is 21.49%, 25.49% or 28.49%. The APRs are accurate as of 4/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
PayPal Extras Mastercard Terms and Conditions:
3Purchases subject to credit approval. Accrued Reward Points that are not redeemed will be forfeited 24 months (2 years) after they were first accrued or if there are no purchases for 24 consecutive months. See Rewards Program Terms for details and other reasons why accrued Reward Points may be forfeited. Note: Without an active PayPal account to which your Card is linked, you will not be able to (1) use the Card to make purchases through PayPal; (2) earn rewards on PayPal purchases; (3) redeem rewards online or in a form other than statement credit; and (4) take advantage of online account management, make payments online or receive online statements. You will only be able to redeem rewards in the form of a statement credit by calling the number on the back of your card.
††Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
The PayPal Extras Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
PayPal Credit Terms and Conditions:
4Offer is available when you check out with PayPal and choose PayPal Credit. Interest will be charged to your account from the transaction posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months. See Terms.
PayPal Credit is subject to credit approval as determined by the Lender, Comenity Capital Bank, Salt Lake City, Utah, and is available to US customers who are of legal age in their state of residence. PayPal Credit is serviced by Bill Me Later, Inc.
No Payments and No Interest if paid in full in 6 months on eligible purchases when you check out with PayPal and choose PayPal Credit and your total cart transaction is $99 or more. Interest will be charged to your account from the transaction posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months.
Pay for your deferred interest purchases prior to the promotion expiration date and you will not be charged any interest. Otherwise, interest will be charged from the transaction posting date of purchase at an ANNUAL PERCENTAGE RATE OF 19.99%. The Minimum Interest Charge is $2.00.
For PayPal Credit Account Terms, see the PayPal Credit Terms and Conditions.
PayPal Cash Mastercard Terms and Conditions:
5ATMs must display the Maestro®, Pulse®, or Mastercard® acceptance marks. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.
6This is not a credit card.
The PayPal Cash Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted.
PayPal Prepaid Mastercard Terms and Conditions:
7Use of this Card requires a PayPal Account. If you do not already have a PayPal Account you will link to this Card, visit /webapps/mpp/account-selection to get one, or, get one when you activate this Card online. You will not be able to go online to access balance information, your transaction history, PayPal Transfers, the mobile app, and the optional Savings Account unless you link a PayPal Account to this Card. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal account to which various funding sources, including a PayPal Prepaid Card, may be linked.
8A fee may be assessed by reload location and may vary from location to location.
9The Savings Account is made available to Cardholders through The Bancorp Bank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
• If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
• If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account
The interest rates and APYs of each tier may change. The APYs were accurate as of October 1, 2017. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Member FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank will be aggregated up to the coverage limit, currently $250,000.00.
IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability, activation and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted.
©2017 PayPal, Inc. All rights reserved. PayPal is located at 2211 N. First St., San Jose, CA 95131.