Earn Cash Rewards every time you make a purchase - all while enjoying No Annual Fee.1 Simply shop, earn and redeem.Apply Now†
You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now", you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.
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Discover the benefits of the PayPal Cashback Mastercard®
Use your PayPal Cashback Mastercard to shop anywhere Mastercard is accepted. No purchase restrictions.
Get 2% cash back* every day, every purchase, every time you use your card. No exceptions. No rotating categories to keep track of.
Redeem Cash Rewards right to your PayPal balance** whenever you need to. No redemption threshold.
You deserve rewards for everything you buy. That's why we don't limit Cash Rewards to purchase categories or make you wait to redeem your cash back. From groceries and household goods to hobbies and take out, you can earn 2% cash back* almost anywhere and redeem your Cash Rewards whenever you need.
Identity theft hurts, but Mastercard can help—for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you, 24/7.
EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.
The ways you can use your PayPal Cashback Mastercard and earn Cash Rewards are almost endless.
Start earning 2% cash back* on every purchase.Apply Now†
You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.
*Purchases subject to credit approval. See Rewards Program Terms for details and restrictions. To earn Cash Rewards, you must have an open account with PayPal in good standing to which your Card Account is linked. If your account with PayPal is closed for any reason, or if your Card Account is no longer linked to PayPal, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.
**Important information on redeeming Cash Rewards to your PayPal balance: You need to have a PayPal Cash or PayPal Cash Plus account to have a balance. If you do not have one of those accounts, you can only transfer your Cash Rewards to your bank account or debit card linked to PayPal.
1For New Accounts: Variable Purchase APR is 19.99%, 23.99% or 26.99%. The APRs are accurate as of 9/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.
†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.